Fred Hetter

I am a native of San Diego and I currently live here with my wife and three beautiful children. My family and I enjoy hiking and taking advantage of all the great trails in San Diego County area. We love all the outdoor activities Chula Vista has to offer. Prior to starting with State Farm, I played college level volleyball and received my degree from the University of Phoenix.

I have gained knowledge and experience in the insurance field since starting my career as a State Farm agent. Please stop in and meet my awesome team who know just how to provide you with the auto insurance, homeowners insurance, renters insurance, business insurance and life insurance that fits your situation. We speak English and Spanish! In order to get better control of your credit, you need a good grasp on what credit is and how it works.

This part of the conversation defines credit and outlines the key components of a credit score. When thinking about paying for college there are various choices to consider such as savings accounts, 529 plans, or U.S. Treasury security.