The mission of Council Services Plus is to provide quality service, comprehensive coverage, and competitively priced insurance and employee benefits to nonprofits and related organizations in a manner that strengthens the work of the New York Council of Nonprofits and the nonprofit community. In all that we do, we strive to exemplify the highest standards of business ethics and personal integrity; and recognize the value that nonprofits bring to our communities.
Customers are the reason we are in business. In order to establish lasting relationships, we provide the best customer service in the insurance industry. We care about the dignity of each organization that we work with. In order to be successful, we treat others with the same respect we seek for ourselves.
Customers are the reason we are in business. In order to establish lasting relationships, we provide the best customer service in the insurance industry. We care about the dignity of each organization that we work with. In order to be successful, we treat others with the same respect we seek for ourselves.
Services
What is it?
CGL Protects your organization and its representatives against claims and/or lawsuits that arise and alleged to have caused bodily injury, personal injury or property damage as the result of the negligent actions or operations of the organization.
Bodily injury examples can be slipping/falling and breaking a bone or becoming ill after eating food at a special event sponsored by the organization.
Slip-and-fall types of policies generally exclude coverage for allegations of wrongdoing where physical injury cannot be proven i.e.
CGL Protects your organization and its representatives against claims and/or lawsuits that arise and alleged to have caused bodily injury, personal injury or property damage as the result of the negligent actions or operations of the organization.
Bodily injury examples can be slipping/falling and breaking a bone or becoming ill after eating food at a special event sponsored by the organization.
Slip-and-fall types of policies generally exclude coverage for allegations of wrongdoing where physical injury cannot be proven i.e.
Contents and Property Coverage protects an organization against loss of property (Contents and/or buildings) owned or in control of the organization.
This can be included (or packaged) within the General Liability policy.
Umbrella Liability Insurance - Are used widely as efficient ways to achieve additional coverage without having to increase coverage limits for each of the nonprofit's policies.
Flood Insurance - Protects property owners from water damage to the structure and/or contents of the property.
This can be included (or packaged) within the General Liability policy.
Umbrella Liability Insurance - Are used widely as efficient ways to achieve additional coverage without having to increase coverage limits for each of the nonprofit's policies.
Flood Insurance - Protects property owners from water damage to the structure and/or contents of the property.
Workers' compensation insurance protects employers from liability for on-the-job injuries resulting in employee disability or death, providing injured workers with monetary relief and medical benefits, or, in the case of death, survivor benefits to their dependents.
The law is administered by the NYS Workers' Compensation Board and specifically spells out the employers obligations as well as who is covered by the law.
By buying insurance from The New York State Insurance Fund (NYSIF).
NYSIF was created to provide workers' compensation insurance as an alternative to options two and three below.
The law is administered by the NYS Workers' Compensation Board and specifically spells out the employers obligations as well as who is covered by the law.
By buying insurance from The New York State Insurance Fund (NYSIF).
NYSIF was created to provide workers' compensation insurance as an alternative to options two and three below.
What is it?
D&O insurance indemnifies an organization (sometimes referred to as the entity) and its officers for allegations for wrongful acts resulting from the management, governance and employment practices of an organization.
Some types of claims that would fall under this coverage would be operating outside of the organization bylaws, misappropriated funds and conflict of interest allegations.
In addition, most nonprofit D&O polices also provide Employment Practices Liability (EPLI) coverage that indemnifies the insured(s) against such claims as unfair hiring/firing practices, wrongful termination, harassment and discrimination.
D&O insurance indemnifies an organization (sometimes referred to as the entity) and its officers for allegations for wrongful acts resulting from the management, governance and employment practices of an organization.
Some types of claims that would fall under this coverage would be operating outside of the organization bylaws, misappropriated funds and conflict of interest allegations.
In addition, most nonprofit D&O polices also provide Employment Practices Liability (EPLI) coverage that indemnifies the insured(s) against such claims as unfair hiring/firing practices, wrongful termination, harassment and discrimination.
Professional Liability Insurance Covers an organization and staff for amounts it must pay as damages because of the professional services rendered.
Claims can be made for either bodily injury or non-bodily injury allegations, depending on the services rendered.
While most liability is typically based on failure to act as a "reasonable person", many services provided in a professional manor are held to a higher standard by virtue of their training and credentials.
Employee Benefits Liability- Add-on coverage for negligent administration of an employee benefit plan.
Claims can be made for either bodily injury or non-bodily injury allegations, depending on the services rendered.
While most liability is typically based on failure to act as a "reasonable person", many services provided in a professional manor are held to a higher standard by virtue of their training and credentials.
Employee Benefits Liability- Add-on coverage for negligent administration of an employee benefit plan.
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