Chun & Reynolds Insurance Services LLC, is an independent insurance brokerage that is committed to providing specialized personal and commercial insurance coverage to our clients at reasonable prices and in an efficient and accurate manner. We are dedicated to building a relationship with you while helping you manage the risks that arise in everyday life.
If the unexpected strikes, we will do everything we can to help you recover your quality of life as soon as possible. We are guided by the highest standards of integrity and professionalism so you can be sure that our recommendations will help you obtain the best insurance coverage for your unique circumstance, and at a price that fits your budget.
If the unexpected strikes, we will do everything we can to help you recover your quality of life as soon as possible. We are guided by the highest standards of integrity and professionalism so you can be sure that our recommendations will help you obtain the best insurance coverage for your unique circumstance, and at a price that fits your budget.
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An annuity is a long-term investment between you, the annuitant, and an insurance company, the annuity issuer.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Condominium insurance is similar to homeowners insurance but is designed for the specific needs of condo living.
Many families choose condos because of the convenience of on-site maintenance and access to community amenities.
In this environment, the main structures of all buildings and common areas are covered by an insurance policy held by the condo association.
However, a personal condo insurance policy may cover property damage and liability risks of the unit owner.
Condo insurance is beneficial for all condo owners as well their visitors.
Many families choose condos because of the convenience of on-site maintenance and access to community amenities.
In this environment, the main structures of all buildings and common areas are covered by an insurance policy held by the condo association.
However, a personal condo insurance policy may cover property damage and liability risks of the unit owner.
Condo insurance is beneficial for all condo owners as well their visitors.
Most home insurance policies do not provide protection against the damages that earthquakes can cause.
For homeowners in areas that are prone to earthquakes, and even those with a history of quakes-no matter how rare-should consider the benefits of earthquake insurance.
With the protection of a traditional home insurance policy, the foundation damage and wall damage caused by an earthquake, as well as the value of any contents that are destroyed, would likely not be covered.
Instead, an insured would have to pay out of pocket to repair and replace anything damaged.
For homeowners in areas that are prone to earthquakes, and even those with a history of quakes-no matter how rare-should consider the benefits of earthquake insurance.
With the protection of a traditional home insurance policy, the foundation damage and wall damage caused by an earthquake, as well as the value of any contents that are destroyed, would likely not be covered.
Instead, an insured would have to pay out of pocket to repair and replace anything damaged.
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