Dependable Title is a full-service real estate title company specializing in residential purchase and refinance transactions, licensed in Missouri and Illinois. We are ready to assist you and ensure your transaction goes smoothly. Title insurance is a form of indemnity insurance which protects your property rights. It insures against financial loss from defects in title or from the invalidity or unenforceability of mortgage loans or past ownership.
As your Title Company, we will research the history of the piece of real estate you're intending to purchase before you buy it and work to eliminate any title defects prior to your ownership. Potential defects could include, but are not limited to, past mortgages, mechanics liens, court judgments, or inaccurate transfer of past ownership. There are two types of policies - owners and lenders.
Just as lenders require fire insurance and other types of insurance coverage to protect their investment, nearly all institutional lenders also require title insurance (a loan policy) to protect their interest in the collateral of loans secured by real estate.
As your Title Company, we will research the history of the piece of real estate you're intending to purchase before you buy it and work to eliminate any title defects prior to your ownership. Potential defects could include, but are not limited to, past mortgages, mechanics liens, court judgments, or inaccurate transfer of past ownership. There are two types of policies - owners and lenders.
Just as lenders require fire insurance and other types of insurance coverage to protect their investment, nearly all institutional lenders also require title insurance (a loan policy) to protect their interest in the collateral of loans secured by real estate.
Services
With a combined total experience of 40 plus years, our team will help guide your Purchase or Refinance transaction to a successful conclusion.
We understand Real Estate transactions can be stressful.
As your closing agent, we will communicate with all parties related with your transaction and coordinate the transfer of all documents and disbursement of funds.
We look forward to working with you.
We understand Real Estate transactions can be stressful.
As your closing agent, we will communicate with all parties related with your transaction and coordinate the transfer of all documents and disbursement of funds.
We look forward to working with you.
Prior to your closing, Dependable Title will advise you of the total amount you will be required to bring to closing.
This figure will include all necessary fees from McBride & Son, your lender, and Dependable Title.
Typical closing charges include real estate taxes, title insurance, closing fees, homeowner's association assessments, mortgage inspection survey, flood letter, federal funds transfer, etc., some of which may vary by community.
Contact Dependable Title to determine the exact amounts that will be due at closing.
This figure will include all necessary fees from McBride & Son, your lender, and Dependable Title.
Typical closing charges include real estate taxes, title insurance, closing fees, homeowner's association assessments, mortgage inspection survey, flood letter, federal funds transfer, etc., some of which may vary by community.
Contact Dependable Title to determine the exact amounts that will be due at closing.
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