FA Insurance
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As an independent insurance agency, we specialize in shopping for comparative quotes from many outstanding companies. Our job is to provide you with the coverage that you need, at the price you want! Our office is now open to customer visitations. Office hours are Monday thru Friday, 9:00 a.m. to 4:30 p.m. During non-office hours, you may contact your individual insurance carrier direct to report any Claims or to make a Premium Payment.
Services
FA Insurance is an independent insurance agency with a broad range of Commercial, Personal & Life insurance products.
We've aligned ourselves with some of the finest carriers to deliver these products to you.
Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
Independent Insurance Agents, who represent a number insurance companies, and research with these firms to find you the best combination of price, coverage and service.
Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Why do you need insurance for your motorcycle?
You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment.
If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
If you or a passenger is injured in an accident, medical costs can be extremely expensive.
If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
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