Com we know that a website can NOT substitute for courteous service from an Experienced Professional. Looking forward to speaking with you for a informative discussion regarding YOUR insurance needs. We offer high quality Insurance and Financial products and services to the Individual Health and Business Marketplace. Accidental Death Benefit: An extra death benefit amount that is paid out in addition to the face amount of the policy if the insured dies by accidental means.
It cost extra to get this benefit, and u. Medicare Advantage Plans are health plan options that are approved by Medicare but run by private companies. They are part of the Medicare Program, and sometimes called "Part C." When you join a Medic. Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility.
Part B is Medical Insurance and covers physicians services, outpatient care, test, and supplies. Medicare started offering insurance coverage for prescription drugs through Medicare prescriptions drug plans and other health plan options.
It cost extra to get this benefit, and u. Medicare Advantage Plans are health plan options that are approved by Medicare but run by private companies. They are part of the Medicare Program, and sometimes called "Part C." When you join a Medic. Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility.
Part B is Medical Insurance and covers physicians services, outpatient care, test, and supplies. Medicare started offering insurance coverage for prescription drugs through Medicare prescriptions drug plans and other health plan options.
Services
When Craig Sirianni of Health Insurance and You started his insurance agency in 1979 he discovered that he had an affinity for working with people and solving the problems they came up against when dealing with health insurance companies, such as issues with claims and premiums or double-billing by doctors.
He has established long term partnerships with the insurance carriers and he works with them directly to ensure that these issues are resolved efficiently, with a minimum of frustration for his clients.
He has established long term partnerships with the insurance carriers and he works with them directly to ensure that these issues are resolved efficiently, with a minimum of frustration for his clients.
Today, health care costs are high, and getting higher.
Who will pay your bills if you have a serious accident or a major illness?
You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially.
With health insurance, you protect yourself and your family in case you need medical care that could be very expensive.
You can't predict what your medical bills will be.
In a good year, your costs may be low.
But if you become ill, your bills could be very high.
Who will pay your bills if you have a serious accident or a major illness?
You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially.
With health insurance, you protect yourself and your family in case you need medical care that could be very expensive.
You can't predict what your medical bills will be.
In a good year, your costs may be low.
But if you become ill, your bills could be very high.
Internal Revenue Code 125 allows an employer to implement an employee benefit plan which allows employees to select the benefit programs they prefer.
The plan offers two or more options and the employee chooses the option most appropriate for him or her.
Because of the "menu" of benefits available, the plan is referred to as a "Cafeteria Plan".
Cafeteria Plans, along with 401(k)'s, are among the most popular employee benefit plans of the past decade.
The tax benefits to the employer and employees far exceed the minimal required government reporting.
The plan offers two or more options and the employee chooses the option most appropriate for him or her.
Because of the "menu" of benefits available, the plan is referred to as a "Cafeteria Plan".
Cafeteria Plans, along with 401(k)'s, are among the most popular employee benefit plans of the past decade.
The tax benefits to the employer and employees far exceed the minimal required government reporting.
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
You can elect to participate in a Medicare Advantage Plan Part C and Medicare Prescription Drug Coverage Part D.
You can choose different ways to get the services covered by Medicare.
Depending on where you live, you may have different choices.
In most cases, when you first get Medicare, you are in the Original Medicare Plan.
Or, you may want to consider a Medicare Advantage Plan (like an HMO or PPO) that provides all your Part A, Part B, and often Part D (Medicare Prescription Drug) coverage.
You can elect to participate in a Medicare Advantage Plan Part C and Medicare Prescription Drug Coverage Part D.
You can choose different ways to get the services covered by Medicare.
Depending on where you live, you may have different choices.
In most cases, when you first get Medicare, you are in the Original Medicare Plan.
Or, you may want to consider a Medicare Advantage Plan (like an HMO or PPO) that provides all your Part A, Part B, and often Part D (Medicare Prescription Drug) coverage.
Medicare Advantage Plans are health plan options that are approved by Medicare but run by private companies.
They are part of the Medicare Program, and sometimes called "Part C." When you join a Medicare Advantage Plan, you are still in Medicare.
In many cases, the premiums or the costs of services (co-pays and deductibles ) can be lower than they are in the Original Medicare Plan or the Original Medicare Plan with a Medigap policy.
Medicare Health Plans charge different premiums and have different costs of services, so it is important to check with the plan before you join.
They are part of the Medicare Program, and sometimes called "Part C." When you join a Medicare Advantage Plan, you are still in Medicare.
In many cases, the premiums or the costs of services (co-pays and deductibles ) can be lower than they are in the Original Medicare Plan or the Original Medicare Plan with a Medigap policy.
Medicare Health Plans charge different premiums and have different costs of services, so it is important to check with the plan before you join.
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