Welcome to Manning Insurance Services, LLC-the premier independent insurance agency in South Carolina, where our goal is to serve you with honesty and integrity. We exclusively partner with highly rated and financially sound insurance companies to help match you-our clients-with the insurance products that best fit your needs.
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Since buying a home is likely your biggest investment, protect your most valuable asset with proper coverage through homeowners insurance.
Choose an experienced insurance agency dedicated to educating clients and the community about the unique risks associated with living on the coast of South Carolina.
Dwelling coverage: If your home's physical structure is damaged, this coverage provides repair or replacement up to your policy limits.
Additional dwelling coverage: If your home is a total loss because of a covered loss, this coverage may provide additional amounts of insurance to assist in rebuilding if your dwelling coverage is not enough.
Choose an experienced insurance agency dedicated to educating clients and the community about the unique risks associated with living on the coast of South Carolina.
Dwelling coverage: If your home's physical structure is damaged, this coverage provides repair or replacement up to your policy limits.
Additional dwelling coverage: If your home is a total loss because of a covered loss, this coverage may provide additional amounts of insurance to assist in rebuilding if your dwelling coverage is not enough.
Owning a condominium presents particular challenges when you're looking to insure your investment.
Condo insurance provides protection for walls in coverage, your personal liability, your personal property, and may provide additional coverage for any improvements, alterations, and renovations you're responsible to make on your particular unit in accordance with your condo association agreement.
Loss assessment coverage: If your condo association levies certain assessments against you, this coverage provides protection (e.g., common areas are damaged).
Condo insurance provides protection for walls in coverage, your personal liability, your personal property, and may provide additional coverage for any improvements, alterations, and renovations you're responsible to make on your particular unit in accordance with your condo association agreement.
Loss assessment coverage: If your condo association levies certain assessments against you, this coverage provides protection (e.g., common areas are damaged).
The threat is real and flood insurance should be a consideration for all homeowner's located in South Carolina.
Flood insurance is often required in areas designated as flood zones and if your home isn't in one of these areas don't think you aren't at risk.
Homes and property located in "low risk" areas account for almost 25 percent of all flood insurance claims.
Give us a call or request insurance information if you have further questions in SC.
Basic building coverage pays to repair or replace the insured building, its foundation, and most permanently installed items in your home.
Flood insurance is often required in areas designated as flood zones and if your home isn't in one of these areas don't think you aren't at risk.
Homes and property located in "low risk" areas account for almost 25 percent of all flood insurance claims.
Give us a call or request insurance information if you have further questions in SC.
Basic building coverage pays to repair or replace the insured building, its foundation, and most permanently installed items in your home.
Umbrella insurance protects you with extra liability insurance.
Beyond the limits of your homeowners, auto, and boat insurance policies, umbrella insurance picks up where the liability limits of your other policies end.
Umbrella insurance may protect you from lawsuits and major claims which have exhausted your other policy's' liability limits.
An umbrella policy may provide additional protection against slander, libel, false arrest, malicious prosecution, injuries, damage to property, lawsuits, and liability coverage for any rental units.
Beyond the limits of your homeowners, auto, and boat insurance policies, umbrella insurance picks up where the liability limits of your other policies end.
Umbrella insurance may protect you from lawsuits and major claims which have exhausted your other policy's' liability limits.
An umbrella policy may provide additional protection against slander, libel, false arrest, malicious prosecution, injuries, damage to property, lawsuits, and liability coverage for any rental units.
Coastal insurance should start with homeowners insurance because it protects what is likely your most valuable asset: your home.
Dwelling coverage: If your home's physical structure is damaged, this coverage provides repair or replacement.
Other structures coverage: If other buildings on your property (like a detached garage or shed) are damaged, this coverage provides repair or replacement.
Personal property coverage: If damage occurs to your personal belongings in your home or elsewhere, this coverage provides repair or replacement.
Dwelling coverage: If your home's physical structure is damaged, this coverage provides repair or replacement.
Other structures coverage: If other buildings on your property (like a detached garage or shed) are damaged, this coverage provides repair or replacement.
Personal property coverage: If damage occurs to your personal belongings in your home or elsewhere, this coverage provides repair or replacement.
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