Leap | Carpenter | Kemps Insurance Agency
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Leap | Carpenter | Kemps Insurance Agency
Grow your business and protect your family with award-winning support and decades of experience and expertise by your side. California residents and businesses are faced with unique and everchanging risks and exposures. Our team of insurance experts has decades of experience developing comprehensive insurance and risk management programs that protect our client's interests.

While we've helped businesses in a variety of industries with tailored insurance and risk management solutions, we've developed a deep understanding of three key industries. From crop perils to water shortages, we understand the unique challenges California agribusiness face, and we've got your back. Delays, data breaches, and quality issues are all prevalent challenges for California manufacturers.

Let us help manage your risk. Let us help you and your business be prepared for the unexpected and keep you informed of all of the changes happening in your industry. Agri-business presents its own unique risks, and this guide provides information to help you understand what coverages are available.
Services
Ed Leap founded the company in 1947 as a well-respected and decorated World War II veteran.
Many of the relationships and values that he established are still intact today, passed down from family member to family member.
Today, LCK continues the tradition of customer service and integrity that was established by Ed Leap over a half century ago with the addition of Bob Carpenter and Mike Kemps.
Their dedication has allowed LCK to flourish.
Ask our long-time customers what makes us special; it's the personal relationship that customers have with our staff.
The Leap | Carpenter | Kemps Insurance Agency team is comprised of industry experts with years of experience developing comprehensive risk management plans that protect our clients interests.
Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
At Leap | Carpenter | Kemps Insurance Agency, we like to say we're large enough to serve you well, and small enough to provide the personalized customer service on which our name and reputation were built.
If you are a potential or existing customer looking to upload documents for your agent, please use our Secure Contact form.
Leap | Carpenter | Kemps Insurance Agency provides Commercial Business Insurance, Employee Benefits, Life and Health Insurance, and Personal Insurance to all of California, including Merced, Atwater, Los Banos, Mariposa, Madera, Fresno, Modesto, Turlock, and Stockton.
Securing the appropriate Business Insurance needs to be at the top of your business planning agenda.
Even if you haven't had a claim in recent history, you know it's not a question of if but when.
Mistakes will happen because employees are human.
Even if your operations are flawless, a disgruntled customer, client, employee, vendor or investor will eventually claim you harmed them by falling short in terms of product, service or quality of advice.
Lawsuits can quickly run into six figures in legal fees, never mind damages you might have to pay.
Employee Benefits are a major factor in a job seeker's decision about whether or not to accept an offer of employment, according to research reported on by Glassdoor, Monster and the Harvard Business Review.
Leap | Carpenter | Kemps Insurance Agency can help your company provide a competitive, attractive benefits package without breaking the bank.
We have the region's largest and most experienced team of Employee Benefits professionals as well as access to plans from all the leading providers, including some that are exclusive to Leap | Carpenter | Kemps Insurance Agency.
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