The most successful dispensaries establish their operations in a way that will withstand the changing laws, regulations, as well as the ups and downs of business. It is more important than ever to protect your investment. In addition to general liability insurance (which is usually required). As a processor, you are aware of the investment and hazards around the equipment.
Processing cannabis flower often changes the value of the product and it is important to make sure that you have adequate coverage in the event of an incident. With increased attention around cannabis use. Even if your store does not carry cannabis products, it is important to work with an insurance agent who understands the industry. We work with A-rated carriers and can provide affordable, customizable solutions to meet your needs.
Delivery-only dispensaries are becoming increasingly popular within the cannabis industry and there are some common misconceptions about coverage. If you put employees on the road a car accident is probably your biggest fear.
Processing cannabis flower often changes the value of the product and it is important to make sure that you have adequate coverage in the event of an incident. With increased attention around cannabis use. Even if your store does not carry cannabis products, it is important to work with an insurance agent who understands the industry. We work with A-rated carriers and can provide affordable, customizable solutions to meet your needs.
Delivery-only dispensaries are becoming increasingly popular within the cannabis industry and there are some common misconceptions about coverage. If you put employees on the road a car accident is probably your biggest fear.
Services
Cover Cannabis was founded in 2007 in California, and was born out of a need in the cannabis space for knowledgeable and specialized insurance experts.
Located in California, Cover Cannabis has offices in both Rancho Cordova and Anaheim, but serves all 50 states.
Cover Cannabis has grown with the Cannabis industry in the United States, from early medicinal use, to the expansion and legalization of recreational use in multiple states.
Our Commitment is to provide superior service with a level of expertise you will not find in non-specialized cannabis insurance providers.
Located in California, Cover Cannabis has offices in both Rancho Cordova and Anaheim, but serves all 50 states.
Cover Cannabis has grown with the Cannabis industry in the United States, from early medicinal use, to the expansion and legalization of recreational use in multiple states.
Our Commitment is to provide superior service with a level of expertise you will not find in non-specialized cannabis insurance providers.
Having an insurance policy to protect your cannabis business is a wise decision.
The right insurance policy can protect you from unexpected costs due to unforeseen circumstances.
Accidents, lawsuits and natural disasters, all have the potential to cause massive financial harm and even run you out of business.
There are a variety of cannabis insurance products available to your specific cannabis business needs.
Here at Cover Cannabis we can offer you access to products & solutions that can cover your employees, your property as well as your cannabis stock and product.
The right insurance policy can protect you from unexpected costs due to unforeseen circumstances.
Accidents, lawsuits and natural disasters, all have the potential to cause massive financial harm and even run you out of business.
There are a variety of cannabis insurance products available to your specific cannabis business needs.
Here at Cover Cannabis we can offer you access to products & solutions that can cover your employees, your property as well as your cannabis stock and product.
Product liability Insurance provides coverage in the event you are found liable due to a defective product, whether you manufacture or just sell the product to a consumer.
For businesses in the cannabis industry, this is an evolving issue.
Product Liability will ensure that you are covered in the event consumption or use of your product causes illness or side effects.
Additionally, it can provide protection if a third party claims an accident happened while consuming/using your products.
Here at Cover Cannabis we recommend being proactive and minimizing your risk by informing yourself of state regulations, as well as cases involving cannabis operations similar to yours.
For businesses in the cannabis industry, this is an evolving issue.
Product Liability will ensure that you are covered in the event consumption or use of your product causes illness or side effects.
Additionally, it can provide protection if a third party claims an accident happened while consuming/using your products.
Here at Cover Cannabis we recommend being proactive and minimizing your risk by informing yourself of state regulations, as well as cases involving cannabis operations similar to yours.
Cannabis transportation is highly regulated and failure to adhere to these transportation laws can have big repercussions for cannabis businesses.
If you are using your vehicle for work, regardless of your operation, you need a business auto insurance policy, especially when transporting cannabis.
This coverage can ensure that in the event of an accident while working, your policy can provide coverage for liability, physical damage and injuries.
It is true that cannabis as a product can be covered through other policies, like cultivators and property insurance, but once the product is in transit, these coverages can become invalid.
If you are using your vehicle for work, regardless of your operation, you need a business auto insurance policy, especially when transporting cannabis.
This coverage can ensure that in the event of an accident while working, your policy can provide coverage for liability, physical damage and injuries.
It is true that cannabis as a product can be covered through other policies, like cultivators and property insurance, but once the product is in transit, these coverages can become invalid.
If you have employees, you need cannabis workers compensation.
It is really that simple, and here at Cover Cannabis we try to be as clear as possible when it comes to cannabis workers compensation, cannabis operations are no exception.
Not having workers comp is extremely punitive and can lead to big fines and the risk of having your business shut down.
If you are unsure whether or not your helper is an employee or just a helper, you can get more info here.
If you conclude that you do have employees, and based on our experience most helpers are employees, it is the right of your employee to have compensation for injuries, short-term and long-term disability if hurt while on the job.
It is really that simple, and here at Cover Cannabis we try to be as clear as possible when it comes to cannabis workers compensation, cannabis operations are no exception.
Not having workers comp is extremely punitive and can lead to big fines and the risk of having your business shut down.
If you are unsure whether or not your helper is an employee or just a helper, you can get more info here.
If you conclude that you do have employees, and based on our experience most helpers are employees, it is the right of your employee to have compensation for injuries, short-term and long-term disability if hurt while on the job.
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