Educating And Empowering Families to make Smart Financial Decisions to Protect what Matters Most. Saving money is a vital concern for nearly everyone in these difficult times. Because of this, it is important that you find the best possible rate for your auto and homeowners insurance policy. Luckily, it is much easier to find a great rate for insurance now than ever before.
In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you. Then, around ten years ago, nearly every insurance company started offering their product online. Soon after, people started feeling as though they were insurance experts and handled their polices online themselves. This wasn't a bad thing-in many cases.
However, there are downfalls to working directly with the insurance companies. In many cases, insurance customers do not understand what type of coverage they need. They take the lowest possible rate, without looking into the repercussions that could be caused.
In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you. Then, around ten years ago, nearly every insurance company started offering their product online. Soon after, people started feeling as though they were insurance experts and handled their polices online themselves. This wasn't a bad thing-in many cases.
However, there are downfalls to working directly with the insurance companies. In many cases, insurance customers do not understand what type of coverage they need. They take the lowest possible rate, without looking into the repercussions that could be caused.
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I have been in business for over 20 years in the retail, service, and non-profit sectors.
None of my experiences have been more rewarding than insurance.
I have had the awesome opportunity to work with many different types of people to help them protect what matters most.
What's really awesome is hearing things like " I didn't know that, I never heard that, no one has ever told me that before or thank you for telling me that."
Listen guys, my first 3.5 years in the insurance industry was with the largest captive insurance company.
None of my experiences have been more rewarding than insurance.
I have had the awesome opportunity to work with many different types of people to help them protect what matters most.
What's really awesome is hearing things like " I didn't know that, I never heard that, no one has ever told me that before or thank you for telling me that."
Listen guys, my first 3.5 years in the insurance industry was with the largest captive insurance company.
Auto insurance is a complicated matter.
Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance.
Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation.
Collision Coverage - This is the basic insurance type that covers your vehicle if you collide into something.
This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance.
Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation.
Collision Coverage - This is the basic insurance type that covers your vehicle if you collide into something.
This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
When people shop for home insurance, they are actually seeking not just one type of coverage but possibly several different varieties.
Homeowners insurance, renters insurance, and condo insurance are all typically included within the category of home insurance.
Whether you own the property that you live on or whether you are renting it short term, you need to have insurance coverage to guard against disasters and losses.
A homeowners policy is for people who own their own home.
This may be either a house or a condominium: Essentially, if you are making payments on the home with ownership as the end goal you will need homeowners insurance.
Homeowners insurance, renters insurance, and condo insurance are all typically included within the category of home insurance.
Whether you own the property that you live on or whether you are renting it short term, you need to have insurance coverage to guard against disasters and losses.
A homeowners policy is for people who own their own home.
This may be either a house or a condominium: Essentially, if you are making payments on the home with ownership as the end goal you will need homeowners insurance.
Business owners should carefully consider their Commercial Insurance needs, which offer a range of vital protection related to the business.
From vehicles to property and the employees within the business, owners can safeguard their investment and lessen the risk of a scenario affecting its growth and presence.
The following areas represent some of the primary Commercial Insurance needs that any business should approach.
A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won't cover items that relate to business.
From vehicles to property and the employees within the business, owners can safeguard their investment and lessen the risk of a scenario affecting its growth and presence.
The following areas represent some of the primary Commercial Insurance needs that any business should approach.
A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won't cover items that relate to business.
Purchasing life insurance is one of the most important financial moves you can make.
The coverage from this type of policy protects your family from financially worrisome situations if you are not there to provide for their needs.
When you work with an independent agent, you can get the protection your family needs for less.
One of the most important decisions you need to make is what type of insurance is right for your situation.
The biggest factor to consider is time.
Term life insurance is in place for a set amount of time.
The coverage from this type of policy protects your family from financially worrisome situations if you are not there to provide for their needs.
When you work with an independent agent, you can get the protection your family needs for less.
One of the most important decisions you need to make is what type of insurance is right for your situation.
The biggest factor to consider is time.
Term life insurance is in place for a set amount of time.
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