Bay Health Insurance
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Bay Health Insurance Agency has been serving the Bay Area since 2001 with an emphasis on providing its clients excellent coverage at a great price. Whether a client needs individual coverage or owns a small business, Bay Health Insurance Agency has the resources to find solutions quickly and work with its clients to make the right decision for their business.

Bay Health Insurance Agency prides itself on the focus of its dedicated staff of insurance professionals who help advise their clients through any insurance situation. Trust Bay Health Insurance Agency to find the right protection at the right price for you and your business. Our new website has been redesigned to help you find the answers to the questions you are looking to answer.

Whether you are in need of a quote, searching for the right provider or accessing our insurance resources section - you've come to the right place! Please feel free to contact us at any time for further assistance. We are here to help.
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President Dennis has over 25 years of experience in the insurance industry and is a CLU (Chartered Life Underwriter).
As an insurance expert, Dennis provides in-depth knowledge on the insurance demands of his clients.
Dennis treats each of his clients as a VIP, providing immediate customer support and an ongoing commitment to present new choices and cost-saving strategies to his clientele.
A native of San Francisco, Dennis graduated from St. Ignatius College Preparatory in 1979 and received his B.S. from St. Mary's College in 1983.
Bay Health Insurance Agency offers a wide range of services and plans - from providing individual health insurance to orchestrating comprehensive group coverage.
Bay Health has access to the nation's top carriers and can tailor plans that achieve both your personal and/or business goals.
As an independent brokerage firm, Bay Health Insurance Agency objectively finds its clients the best plans for the best value.
HIPAA stands for the Health Insurance Portability and Accountability Act.
Passed by Congress in 1996, HIPPA helps to protect your rights to health coverage during events such as changing or losing jobs, pregnancy, moving, or divorce.
It provides rights and protections for employers when getting and renewing health coverage for their employees.
The following information highlights the scope of HIPAA in the broadest sense.
Keep in mind HIPAA is not an insurance policy.
HIPAA provides rights and protections for both group health plans and individual coverage.
When faced with an employee who's been disabled, uninsured employers have few options.
Do you continue to pay all or part of a salary?
Offer unpaid leave?
Terminate employment?
For an employer and employee, the choices can be devastating.
An insured Long Term Disability plan will replace up to 66 2/3% of an employee's income up to the age of 67 in a situation where catastrophic illness or injury exists.
A managed LTD plan allows an employer to outsource the difficult decisions surrounding a disabled employee to disability experts.
An injured employee is worried about many things, including surviving without a paycheck.
Since the accident happened off the job, Worker's Compensation won't cover it.
If an employee has to rely on savings, research shows this will last on average just 4.8 weeks.
An insured Short Term Disability plan can replace up to 100% of the income lost due to injury of sickness.
Focusing on short term disability is the first step to gaining control of overall disability costs.
A well-managed STD plan can help an employer identify, track and handle claims professionally and consistently.
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