Global Financial Group
Website
Headed by its founder, Mr., Thomas Gucciardi, we welcome you to our site. Mr. Gucciardi has over 25 years of experience focused on Life Insurance, Fixed Annuities, & Long Term Care Insurance. He spends countlesshours in person with his clientele to accomplish your Estate Planning Goals. The agency focuses on "evaluating your risk tolerance" also your "Goals & Objectives" plus your "Income Needs."

The agency has hundreds of millions of dollars under management in the Fixed Annuity market. We pride ourselves in personalized service. We specialize specifically in converting assets into tax free benefits for your loved ones. All transactions are conducted in person. Yes, we make house calls. We pride ourselves in providing all customers with a detailed personal "inventory of your assets booklet and a detailed description on how your loved ones will inherit the assets".

A book that your children will find extremely useful upon death. The details for your beneficiaries are priceless. Many seniors pass away leaving a huge tax burden & paperwork nightmare for there loved ones.
Services
The Global Financial Group core beliefs will impress upon its agents, employees and Customers, honesty and fairness in all of its business dealings.
We utilize compliant marketing material from the carriers we represent as well as the State we are conducting business within.
We understand and agree that a personalized and caring nature towards our clientele is the first responsibility we have to our clientele.
We will service our clientele to the best of our ability.
We offer fairness, integrity and civility as etiquette for correct business and personal relationships.
In the United States an annuity contract is created when an insured party, usually an individual, pays a life insurance company a single premium or systematic payments that will later be distributed back to the insured party over time.
Fixed Indexed Annuity - Your return will be based on different indexes in the market with caps & other important features to understand.
Multi Year Guarantee Annuity (MYGA) - a guaranteed fixed interest rate for the amount of years you choose.
A fixed annuity is a conservative product that will give you piece of mind.
Mr. Thomas Gucciardi prides himself in providing Income For Life to the 10,000 baby boomer's retiring per day.
Retirees who watched in horror during the 2008 stock market crash as their account balances plunged along with the market now face a new challenge, how to generate enough income to pay their bills.
A widely accepted rule of thumb suggests that if you hold initial withdrawals to 4% of your nest egg during the first year of retirement and increase that dollar amount by 3% in each of the following years to keep up with inflation, you won't run out of money over a 30-year retirement.
Individual retirement accounts (IRAs) have become a mainstream investment vehicle since their introduction by the Employee Retirement Income Security Act in 1974.
IRAs were designed to help individuals without access to a workplace retirement savings plan, providing them with a tax-favored way to accumulate money for the future.
In fact, since many investors use IRAs to roll over assets from 401(k) plans when changing employment or retiring, IRAs are now the dominant vehicle for retirement savings.
Do not be afraid of the word "life Insurance" all of us will die.
The goal is to leave as much tax free money to your children/loved ones as possible.
Mr. Thomas Gucciardi will assist you in the simple step of converting your taxable funds to tax free funds.
It is that simple.
Most clients opt for a one time payment to a life insurance company & never have a payment again.
Misunderstood for years, life insurance has finally gained respect as a uniquely valuable part of any diversified portfolio.
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