Berkley LS Insurance Solutions

Berkley Life Sciences focuses on providing quality and competitively-priced liability insurance products that help protect the futures of innovators in the Life Sciences field.
A.M. Best Financial Strength Rating of A+ (Superior) with a Financial Size Category XV ($2 billion or more), and an A+ (Strong) Financial Strength Rating from Standard & Poor's.
We have in-house claims management and Life Sciences experience to address claims of all types - whether made in the United States or internationally.

Berkley Life Sciences, a member company of W. R. Berkley Corporation, is solely dedicated to serving the needs of today's Life Sciences companies, providing sophisticated, innovative insurance products and services to clients of all sizes.
Your company may be based in the United States, but your business doesn't stop at the border: your products are distributed worldwide; you conduct clinical trials in multiple countries; your website is viewed globally; and you send employees to conferences overseas.

Berkley Life Sciences offers LS Prime, a comprehensive array of primary liability products, including primary products liability, premises liability, clinical trial liability, errors and omissions coverage, and more, all in one policy.
As a flexible, scalable product with limits available up to $15,000,000, LS Prime is easily tailored to meet the range of needs from companies in the preclinical stage to Fortune 1000 companies with numerous products on the market.
With LS Prime, clients receive broad, seamless protection with no need to worry about plugging coverage gaps and satisfying different claims reporting requirements caused by purchasing multiple policies from separate insurers.

Excess liability coverage of up to $15 million is available to protect a policyholder against unforeseeable catastrophic liability judgments.
Excess liability insurance can sit over "A rated" insurance carriers, and our policy can be modified to meet individual insured needs.
Our approach of focusing on company practices is carried through to our excess insurance analysis.
Various policy forms are available to meet the needs of the insured and work in conjunction with the primary policy's terms and conditions.

Bodily injury, property damage, personal and advertising injury, and other general liability claims are costly to defend and could result in significant damage awards.
Berkley Life Sciences' LS Prime offers coverage for Premises/Operations Liability, Advertising and Personal Injury Liability and Employee Benefits Liability.
Bodily injury and property damage coverage arising out of products and completed operations exposure are also available as part of the package or as a stand-alone product liability policy.