Amidst all the hype, there are questions that the postcards, emails, letters, and tv commercials don't answer. Get straight answers here. In Wisconsin, auto insurance is mandatory for all drivers. In 2010, the minimum coverage for medical payments, liability, and protection against uninsured drivers was raised. The best insurance combines thorough coverage, great rates, and exceptional customer care.
Get all three from Affordable Family Insurance. Why does the insurance industry make insurance so confusing? So much industry jargon and specialized terminology! And how can you know youre making good decisions if you dont understand half of what your insurance agent is saying to you? At Affordable Family Insurance, we believe that you shouldnt feel like you need to be an insurance expert in the language of insurance to make good decisions about insurance.
What you do need is an insurance agent who will speak to you in your language. The language you think and speak in. The only way we can recommend the insurance thats right for you, your family, and your business is to learn about you.
Get all three from Affordable Family Insurance. Why does the insurance industry make insurance so confusing? So much industry jargon and specialized terminology! And how can you know youre making good decisions if you dont understand half of what your insurance agent is saying to you? At Affordable Family Insurance, we believe that you shouldnt feel like you need to be an insurance expert in the language of insurance to make good decisions about insurance.
What you do need is an insurance agent who will speak to you in your language. The language you think and speak in. The only way we can recommend the insurance thats right for you, your family, and your business is to learn about you.
Services
Affordable Family Insurance began over forty years ago as a small two-man independent insurance agency on the near west side of Madison, Wisconsin, called Abacus Insurance.
Dennis Bertz joined the agency in 1976.
When his partner retired in 1980, Dennis Bertz bought the agency and renamed it Abacus-Bertz Insurance.
Over the next thirty years, Abacus-Bertz Insurance sold auto, home, life, health, and commercial insurance policies to an ever-growing clientele.
Throughout, Dennis has always chosen to work with insurance companies with the most solid reputations for customer service.
Dennis Bertz joined the agency in 1976.
When his partner retired in 1980, Dennis Bertz bought the agency and renamed it Abacus-Bertz Insurance.
Over the next thirty years, Abacus-Bertz Insurance sold auto, home, life, health, and commercial insurance policies to an ever-growing clientele.
Throughout, Dennis has always chosen to work with insurance companies with the most solid reputations for customer service.
The minimum amount of coverage drivers are required to carry was also raised.
Learn more about these changes and others here.
A car, motorcycle, a snowmobile, Jet Ski, tractor, or motor home?
It is important to add insurance protection for motorized vehicles that could cause injury in an accident.
Likewise, if you have let go of any vehicles, you might be carrying more insurance than you need.
Did any of your kids get a driver's license?
Did your spouse recently get a license?
Has anyone decided to give up driving?
Learn more about these changes and others here.
A car, motorcycle, a snowmobile, Jet Ski, tractor, or motor home?
It is important to add insurance protection for motorized vehicles that could cause injury in an accident.
Likewise, if you have let go of any vehicles, you might be carrying more insurance than you need.
Did any of your kids get a driver's license?
Did your spouse recently get a license?
Has anyone decided to give up driving?
For every worry we have, there are many, many people with the same worry.
For most of them, the disasters they worry about will never happen.
But disaster will strike a few of them.
Insurance companies collect money from people with similar worries and use the money they collect to help the few.
Insurance is intended to give us peace of mind by charging us for assuming the risk.
Policy holders pay insurance companies to assume risk for them.
This means that your insurance company agrees to safeguard you against financial ruin for certain risks.
For most of them, the disasters they worry about will never happen.
But disaster will strike a few of them.
Insurance companies collect money from people with similar worries and use the money they collect to help the few.
Insurance is intended to give us peace of mind by charging us for assuming the risk.
Policy holders pay insurance companies to assume risk for them.
This means that your insurance company agrees to safeguard you against financial ruin for certain risks.
Two types of organizations put information on their web sites to help people make good buying decisions.
One type of organization reports on customer satisfaction; the other reports on financial stability.
Another good source of information is businesses that work with insurance companies on a regular basis.
Some websites rate insurance companies on customer satisfaction.
They build ratings in one of two ways: (1) by contacting policy-holders and asking them questions or (2) by waiting for policy holders to contact them with questions or complaints.
One type of organization reports on customer satisfaction; the other reports on financial stability.
Another good source of information is businesses that work with insurance companies on a regular basis.
Some websites rate insurance companies on customer satisfaction.
They build ratings in one of two ways: (1) by contacting policy-holders and asking them questions or (2) by waiting for policy holders to contact them with questions or complaints.
Insurance companies that advertise on TV tell you to call a toll-free number or visit a web site.
Pro: You can call any time and speak to a call center representative.
This is a good choice if you are an expert in insurance, know exactly what you need, and know which insurance company offers the best policies for what you need.
Con: If you are not an expert or if you do not know which insurance company is best, be careful.
When it is time to buy, the web site or call center representative will ask you to make many choices, but will not be able to help you decide which choices are best for you.
Pro: You can call any time and speak to a call center representative.
This is a good choice if you are an expert in insurance, know exactly what you need, and know which insurance company offers the best policies for what you need.
Con: If you are not an expert or if you do not know which insurance company is best, be careful.
When it is time to buy, the web site or call center representative will ask you to make many choices, but will not be able to help you decide which choices are best for you.
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