Kimball Group Insurance Services

The Kimball Group is an Independent Insurance Agency who represent multiple carriers so that we can select the right products and risk management program just for you.
We are dedicated to educating and servicing the insurance needs of individuals and their advisors.
We represent carriers that pride themselves with the products they offer to affluent clients.
We also insure first time homeowner clients who are starting out with their first insurance program.
We have a service team dedicated to educating these clients and helping them make "smart" choices by informing them and teaching how to self insure with higher deductibles to save premium.

In this era of rampant identity theft, your confidential information is protected and accessible to only one agency.
We have safeguards in place to protect your privacy.
You save time and money by having one agency that services and knows your account.
Information can be shared within our agency to handle your needs in a time-efficient manner.
One agency that knows your entire situation can better coordinate your protection package to make sure the proper coverage is recommended so that there are no coverage gaps or duplications.

If you are involved in an auto accident or your car is damaged or stolen, an auto policy from The Kimball Group Insurance Services can help simplify a difficult situation.
You may be in the market for a new auto insurance plan or just shopping for a better deal, but The Kimball Group Insurance Services is here to help you through the process.
1. Property damage liability.
This basically provides coverage for damage to someone else's car as well as lamp posts, telephone poles, fences, buildings, and other structures your car may hit.

Home Insurance is arguably one of the most important insurance policies you can purchase.
Not only does it cover your property, but it also covers liability issues.
Because of the wide scope of coverage provided by a homeowner's policy, it is difficult to own a home without one.
Under a homeowner's policy, your property is protected against what is called events of "peril."
Such events can be fires, theft, vandalism, etc.
The liability coverage in these policies generally covers legal responsibility for incidents that may occur on your property.

The answer is simple: you sleep better at night and feel better when you're away.
Often, renters don't realize that the owner/landlord has insurance for the building, but what's inside your walls is not covered unless you insure it yourself.
It doesn't matter if you're renting an apartment, a condo, or a home - most likely, your landlord's policy is not going to pay for that beautiful plasma TV or any other furniture or personal items in the event of theft, fire, or water damage.
If it's inside your walls, it's yours, and you need to protect it.