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Lumico
Life and health insurance is simply about protecting what matters most - your family and your health. However, the process of getting insurance can be confusing and complicated - until now. At Lumico, we are committed to providing life and health products that are affordable and easily assessible, so you can be completely confident in your insurance decisions.

Lumico has an "A" rating by A.M. Best* - the leading rating agency of the insurance industry. Financial coverage for 10, 15, 20 or 30 years to protect those years when you need it most. Financial payments for end of life expenses such as funeral costs that you do not want to be a burden to your family. Help protect your loved ones with life insurance, in case you are fatally injured from an accident.

Lumico Life Insurance Company recently changed its name from Generation Life Insurance Company. Lumico Life Insurance Company and Generation Life Insurance Company are the same company, just different names, so there are no changes to policy terms or benefits.
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At Lumico we are out to solve two big problems - that people don't have enough life and supplemental health insurance and that they find purchasing these products confusing.
Did you know that more than 80% of people say that an important factor when purchasing life insurance is that it is easy to understand and that 55% of families would feel the financial impact from a loss in just 6 months?*
With mortgage payments, medical bills and monthly expenses the risk for families who don't have enough protection is real.
Our portfolio of insurance products ensure that you can protect what matters most - your family and your health.
We offer three of the most common types of life insurance.
These products can be selected based on the one that best fits the reason you want life insurance and is most useful for the specific needs of your family.
We offer two types of health insurance.
These products can be selected based on the unique and specific needs of you and your family.
Our team is passionate about helping more Americans secure the life and health insurance that they need.
We understand that purchasing life and health insurance can be confusing and you want to make the right choices for you and your family.
Let us help.
Below are answers to many commonly asked questions.
Whether you are 30 or 70, there are people in your life who depend on you.
If these people could struggle financially if you pass away then you need life insurance.
The amount of insurance you purchase depends on your individual needs including the amount of debt you have, the number of dependents you have, your income and your expected funeral costs.
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