Norris Bay Area Insurance
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Because our agency is 100% Independent, we can shop your rates with a wide range of insurance providers to find the best possible combination of price and coverage. Get started below. Norris Bay Area Insurance is an independent insurance agency conveniently located inside Dick Norris Buick GMC, Clearwater and Palm Harbor. At Norris Bay Area Insurance, we are committed to excellence.

Since our founding in 2012, we have been working hard to ensure our clients receive the best possible insurance services in FL. Our team of professionals offer unparalleled customer support and expert advice. We are independently owned, locally operated, and we work for you to find the best insurance products available for your particular needs. We want to ensure that you get to keep what you have worked hard to acquire.

Asset protection is the surest way to preserve your wealth. We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. Learn more about what we do by contacting one of our professional consultants for a free estimate.
Services
Our Insurance Agency offers clients the best possible protection for all of their insurance needs.
As one of the leading insurance agencies in the area, we have built quite the clientele by maintaining a strict customer-comes-first approach.
If you are looking to do business with a top notch agency that does everything in its power to ensure your satisfaction, contact us today.
Our experts are here for your every insurance need and will be happy to supply you with a free quote.
As an independent insurance agency, our duty is to our clients' best interests.
As your insurance agents, it is our responsibility to provide YOU with the best service and the best coverage, at the best possible price.
We are a little old fashioned, if you want something done quickly, we will do everything we can to assist.
Customer service is of paramount importance to us.
Our customers recommend us to their friends.
Our expertise is based on well-trained experienced staff that can tailor a comprehensive insurance program for your specific needs.
Whether it's coverage for your home, auto, valuables or a personal umbrella, we can design a personal insurance program that is tailored to meet your specific needs.
Our goal is to help you secure the proper coverage at a competitive price for all your personal insurance needs.
Our number one priority is to protect you and your family adequately if an unfortunate event occurs that could pose a financial/mental burden that is immeasurable!
We accomplish this by listening to you and discovering your needs, and then proposing the company products that meet the needs you have expressed.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months to a year.
Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Property Damage Liability - for damage the policyholder caused to someone else's property.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy.
Coverage is usually about $1,000 or 10% of property coverage.
Check with your insurance representative to find out if your boat is covered and what the limits are.
For other boats, you will need to purchase separate insurance.
The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
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