Certified Insurance Solutions
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Certified Insurance Solutions
We are a Trusted Choice Insurance agency founded by Ken Schwartz, a Florida based insurance professional since 1989. Certified Insurance Solutions was founded to help clients gets the right coverage at the right price. Which is the motto and the mission. After all we pay premiums too! Certified Insurance Solutions has earned a reputation for excellence in the insurance industry by offering reliable customer service and a broad range of insurance products to our clients.

We have access to more than 100 insurance companies which means we will market your insurance requirements to many different carriers until, as mentioned above, we find the right coverage at the right price, so you don't have too shop around with other brokers and carriers.
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As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
What kinds of health insurance are there?
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Group health insurance is a single policy issued to a group of people, offering uniform healthcare benefits to all members.
In most cases, these policies are purchased by employers and offered to eligible employees and their families as part of an employee benefits package.
For employees, the benefits of group health insurance include the reduced price of healthcare and the ease of enrolling through their employer.
For employers, the benefits range from attracting quality workers to the tax credits they can receive.
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