Life insurance refers to a contract made between an insurer and a policyholder whereby the insurer guarantees the payment of a death benefit to the specified beneficiaries of the insured in the case of death of the insured. In the event, if the worker becomes incapable of performing work due to injury, illness and earn income, the disability insurance provides income to this category of workers.
Accidental death insurance is one of the least expensive life insurance options that exist. It provides you protection and a high payout for death that can occur as a result of non-health-related causes. Life Trails Insurance Agency, Inc is an independent agency and thus, we are empowered to work for you, providing you with a wide variety of choices and options and not just placing an insurance company into your hands.
We are distinctively able to offer a variety of choices concerning the best insurance policy which will best suit you and we have a great relationship with a lot of top reputable insurance companies, this way you are given a reliable and open hand in making your insurance decisions.
Accidental death insurance is one of the least expensive life insurance options that exist. It provides you protection and a high payout for death that can occur as a result of non-health-related causes. Life Trails Insurance Agency, Inc is an independent agency and thus, we are empowered to work for you, providing you with a wide variety of choices and options and not just placing an insurance company into your hands.
We are distinctively able to offer a variety of choices concerning the best insurance policy which will best suit you and we have a great relationship with a lot of top reputable insurance companies, this way you are given a reliable and open hand in making your insurance decisions.
Services
Life Trails Insurance Agency, Inc is an independent insurance agency that provides a wide range of insurance coverage and solutions which are specifically designed to uniquely meet individual needs.
We offer professional and highly efficient services in personal solutions including coverage for life insurance with a wide range of great options which you can choose from, such as the disability insurance, accidental death insurance, final expense insurance, term insurance, return of premiere, whole life insurance, guaranteed universal life insurance, instant issue life insurance index universal life insurance, survivorship universal life insurance, mortgage protection insurance and living benefits life insurance.
We offer professional and highly efficient services in personal solutions including coverage for life insurance with a wide range of great options which you can choose from, such as the disability insurance, accidental death insurance, final expense insurance, term insurance, return of premiere, whole life insurance, guaranteed universal life insurance, instant issue life insurance index universal life insurance, survivorship universal life insurance, mortgage protection insurance and living benefits life insurance.
Life insurance refers to a contract made between an insurer and a policyholder whereby the insurer guarantees the payment of a death benefit to the specified beneficiaries of the insured in the case of death of the insured.
The payment of the death benefit is based on the consideration of the payment of a premium by the insured.
The aim of life insurance is to offer financial protection to the beneficiaries of an insured after death occurs.
Hence, an intending policyholder needs to analyze their financial status and determine the standard of living to the beneficiaries before making a purchase of the life insurance policy.
The payment of the death benefit is based on the consideration of the payment of a premium by the insured.
The aim of life insurance is to offer financial protection to the beneficiaries of an insured after death occurs.
Hence, an intending policyholder needs to analyze their financial status and determine the standard of living to the beneficiaries before making a purchase of the life insurance policy.
The term life insurance (also called pure life insurance) offers a death benefit protection at a low cost for temporary purposes.
It provides the greatest protection for your premium and is regarded generally as the most affordable type of insurance that exists.
Largely, term life insurance gives insurance to individuals against the loss of life - by making payments of a fixed rate for a limited period of time, it guarantees the payment of a specific death benefit to the beneficiary in case of the death of the life insured.
It provides the greatest protection for your premium and is regarded generally as the most affordable type of insurance that exists.
Largely, term life insurance gives insurance to individuals against the loss of life - by making payments of a fixed rate for a limited period of time, it guarantees the payment of a specific death benefit to the beneficiary in case of the death of the life insured.
The living benefits life insurance not only provides protection for a beneficiary after the death of the insured, but also offers benefit to the insured even when they are alive in case of Chronic illness, Critical Illness, Terminal illness.
The living benefits life insurance is also known as the accelerated death benefit rider.
Unlike the traditional insurance which involves the payment of premiums useable only by a beneficiary after the death of a policyholder, the living benefit life insurance allows access to living benefits to the policyholder when they are alive, thus providing room for quality healthcare and removing huge debts from healthcare which the insured will have to settle.
The living benefits life insurance is also known as the accelerated death benefit rider.
Unlike the traditional insurance which involves the payment of premiums useable only by a beneficiary after the death of a policyholder, the living benefit life insurance allows access to living benefits to the policyholder when they are alive, thus providing room for quality healthcare and removing huge debts from healthcare which the insured will have to settle.
This insurance policy allows you to regain all the premiums you pay to the insurance company if you happen to outlive the policy.
In contrast to traditional insurance policies, such as term life insurance policy, the insurance company owns the premium.
Due to the fact that the return of premium term life insurance is a refund of all of the premiums paid, and not an interest-generating investment, the premiums in this policy are not taxed.
And this type of policy is just comparable to paying rent on an apartment a period of time, say 25 years, and then getting all of your payments back in one compact sum.
In contrast to traditional insurance policies, such as term life insurance policy, the insurance company owns the premium.
Due to the fact that the return of premium term life insurance is a refund of all of the premiums paid, and not an interest-generating investment, the premiums in this policy are not taxed.
And this type of policy is just comparable to paying rent on an apartment a period of time, say 25 years, and then getting all of your payments back in one compact sum.
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