Providing Florida Medicare Programs for seniors for over 17 years. When you enroll into Medicare the decisions you make can cost or save you thousands of dollars. Medicare can be complex, take advantage of our experience in accomplishing your goals. Our goal is to save you money!. Florida Insurance Specialist has a long standing reputation of going the extra mile and exceeding expectations, servicing needs that the typical agent will not do.
We strive to provide excellent customer service in a timely, attentive, pleasant and friendly manner. Solving problems, superb communication and experience are just a few example of why clients continue to stay with us year after year. How much does Florida Medicare cost? Is Medicare Part B Free? Do you have to pay for Medicare? These are common questions about the cost of Medicare.
The cost for Medicare Part B and Part D, as well as supplemental coverage, are cost that many don't anticipate. Fortunately, it is routine and easy for us to put together a Medicare cost estimate to help you save so you can plan ahead.
We strive to provide excellent customer service in a timely, attentive, pleasant and friendly manner. Solving problems, superb communication and experience are just a few example of why clients continue to stay with us year after year. How much does Florida Medicare cost? Is Medicare Part B Free? Do you have to pay for Medicare? These are common questions about the cost of Medicare.
The cost for Medicare Part B and Part D, as well as supplemental coverage, are cost that many don't anticipate. Fortunately, it is routine and easy for us to put together a Medicare cost estimate to help you save so you can plan ahead.
Services
Founded over 17 years ago, Florida Insurance Specialist, LLC specializes in Medicare plans, Long Term Care, Life Insurance, Medicare Part D, and Mortgage Protection.
Florida Insurance Specialists partners with a conglomerate of insurance carriers.
This allows us to offer our clients a wide choice of insurance options and also create personal policies designed to fit your needs.
As your lifestyle grows and changes, the types and levels of insurance policies that you need will change also.
Florida Insurance Specialists prides itself on developing long lasting relationships with free annual reviews to make sure your program is up to date.
Florida Insurance Specialists partners with a conglomerate of insurance carriers.
This allows us to offer our clients a wide choice of insurance options and also create personal policies designed to fit your needs.
As your lifestyle grows and changes, the types and levels of insurance policies that you need will change also.
Florida Insurance Specialists prides itself on developing long lasting relationships with free annual reviews to make sure your program is up to date.
A Medicare Supplement Insurance (Medigap) policy, sold by private insurance companies, are designed to cover the gaps in original Medicare.
Medicare has gaps, like deductibles, coinsurance and copayments.
Each plan is standardized and has to follow the guidelines created by Medicare.
Medicare Advantage plans were created as an alternative to Original Medicare.
A Medicare Advantage plan is a private health insurance plan approved by Medicare.
Originally called Part C, Medicare Advantage plans usually have an HMO or PPO network of Doctors.
Medicare has gaps, like deductibles, coinsurance and copayments.
Each plan is standardized and has to follow the guidelines created by Medicare.
Medicare Advantage plans were created as an alternative to Original Medicare.
A Medicare Advantage plan is a private health insurance plan approved by Medicare.
Originally called Part C, Medicare Advantage plans usually have an HMO or PPO network of Doctors.
People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Part D plans must be approved yearly by Medicare and are offered by private insurance companies.
Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Part D plans must be approved yearly by Medicare and are offered by private insurance companies.
Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
As long as your doctor accepts Medicare, the Doctor has to take your Medicare Supplement - regardless of the company.
However, when someone is enrolled in a Medicare Advantage plan, you must check to see if your Doctors are in-network or out-of-network with your plan.
A Medigap policy can be converted/changes to a new Medigap policy any time during the year.
The best time to buy a Medigap policy is during your 6-month Medigap Open Enrollment Period.
You generally will get better prices and more choices among policies.
However, when someone is enrolled in a Medicare Advantage plan, you must check to see if your Doctors are in-network or out-of-network with your plan.
A Medigap policy can be converted/changes to a new Medigap policy any time during the year.
The best time to buy a Medigap policy is during your 6-month Medigap Open Enrollment Period.
You generally will get better prices and more choices among policies.
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