JMJ Insurance & Associates
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I understand that in today's market there is not a one-size-fits-all answer when it comes to insurance, and I am confident that I and my carrier partners can come up with an affordable solution for you and your family or small business. I work with A+ rated insurance carriers and can offer insurance coverage that will meet your needs and save you money.

Based in Asheville, North Carolina, I am an independent insurance agent licensed to represent products in North Carolina, and I look forward to working with you. If you have any questions, please don't hesitate to call or email me and begin the process of providing your family the peace of mind that comes from being protected.
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It's an old saying that is still applicable today, especially when it comes to dental health.
Did you know that dental health is strongly tied to overall health?
While not many people love a visit with the dentist, regular checkups and cleanings can prevent costly issues later.
That crown or root canal will be a little more comfortable with dental insurance to help with the costs.
Dental plans generally cover regularly scheduled checkups, cleanings, fillings and X-rays.
The basic building block of financial planning is protection.
By having enough life insurance, you are protecting your loved ones by ensuring that the financial resources are there to continue their lives without financial burden in your absence.
It has been said that having life insurance is an honorable and selfless act.
You are forward thinking and taking responsibility for the financial future of people you love.
Similar to term, but you purchase the policy to cover your "whole life" not just a set period of time.
Simply put, an annuity is an insurance product that pays out income, and can be used as part of a retirement strategy.
Annuities are a popular choice for investors who want to receive a steady income stream in retirement.
Annuities can provide an incredible safety net.
Older investors are particularly drawn to annuities as the threat of outliving their money from retirement accounts is a significant risk.
Annuities can provide a guaranteed income stream for life, along with guarantee of principal.
A final expense plan is what the name implies - a policy to cover your final expenses, i.e., burial expenses.
Final Expense Life Insurance is very affordable and gives your loved ones, peace of mind.
If you are between ages of 50 & 85, contact me today for your free quote.
I will provide you with all the information you need so you can make an informed decision, while getting the best price possible.
Medicare covers many of your health care needs.
Today's Medicare is working with private companies approved by Medicare that provide different ways to get your health care and prescription drug coverage in the Medicare Program.
The Medicare plan that you choose affects many things like cost, benefits, doctor choice, convenience, and quality.
The Original Medicare Plan pays for many health care services and supplies, but it doesn't pay all of your health care costs.
There are costs that you must pay, like coinsurance, copayments, and deductibles.
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