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BenefitPackages
Additional Medicare Monies for 2022 have allowed many Medicare plans to offer richer benefits. Some even reduce the Majority of your Part B Premium. We offer services to help you pick the right plan. Additional Medicare Monies for 2022 have allowed many Medicare plans to offer richer benefits, including SilverSneakers, FitBits, emergency response systems, and more.

Some even reduce your Medicare Part B Premium by more than $100 per month. Rates are standardized for Small Groups defined as 1-100 employees but the right broker can save you money. Did you know that pairing specific Workers' Compensation and health insurance carriers can get you maximum discounts? Do you know that Pricing for your Workers Compensation Rates can have a +- of up to 50% from the base rates?

This doesn't include large potential discounts based on both your health insurance carrier and industry associations. Let us see how much money you can save by letting us work with you several months before your next renewal.
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We are the leading independent California Insurance Agency.
Owned and operated by Larry Hurwitz, BenefitPackages has been providing California residents with health insurance solutions since 1987.
We are a full-service health insurance agency representing major health insurance carriers in California.
We represent the following carriers: Anthem Blue Cross, Blue Shield of California, Health Net, Oscar, Molina, LA Care, Central Health Plan, Kaiser Permanente, Sharp, Western Health Advantage, Humana and UnitedHealthcare.
We offer a full-service health insurance agency representing major health insurance carriers in California.
We make it easy for you to choose the right health plan for you and your family.
Get in touch with us now to help you save an average of 30% on your current premiums.
In 2020 Consumers may face a penalty of up to nearly $2,100 per family if they forgoe health insurance!
You can receive credits to reduce your current health insurance premiums, even if you make as much as $74,940 as a single person or $154,500 for a family of four.
Rates are standardized for Small Groups defined as 1-100 employees but the right broker can save you money.
We work with you to see what your goals are for your employee.
Did you know that pairing the right Workers' Compensation and health insurance carriers can get you maximum discounts?.
Did you know that most carriers allow you to offer multiple PPO & HMO networks?
Why have a larger network for everyone when many of your employees doctors are contracted with smaller networks?
Smaller network PPO & HMO Plans are generally less money.
Additional Medicare Monies for 2020 have allowed many Medicare plans to offer richer benefits.
Some even reduce the Majority of your Part B Premium.
We offer services to help you pick the right plan if you're over 65.
Does your Medicare Advantage Prescription Drug Plan (MAPD) or Prescription Drug Plan (PDP) cover all of your drugs at the best Tier Level?
Having the best match can save you big money.
Ask us how we can modify your Medicare Supplement to save you hundreds of dollars with no change in coverage or doctors.
We offer a full-service home and auto insurance review.
Let us make sure you are receving all of the discounts you deserve while keeping you whole.
Auto and Home Insurance carriers target specific segments or what we call "appetites" in the industry.
For example, some carriers might offer insurance in brush areas but (since they don't have an appetite), at highly inflated pricing.
Other carriers might specialize in more high value homes.
Simply shopping online won't help you figure out if you have serious coverage gaps.
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