CDW Insurance Services
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CDW Insurance Services
While all homeowner's policies offer some level of coverage for the physical structure itself, there's so much more to consider. For instance: there are specific limits built into homeowner's policies for many personal belongings. You read about automobile accidents every day. What you generally don't read about are the thousands of auto owners who face financial hardships due to lack of proper coverage.

The common misconception is that as long as you have. For business owners, commercial insurance isn't an option: it is a necessity. Beyond protecting your commercial property, the liability risks faced by today's businesses demand adequate coverage against litigious consumers. If it concerns you, it concerns us. You've worked hard for the things we work hard to protect from life's unexpected moments.

From your home to your business, your car to your boat, you can count on the professionals at CDW Insurance Services to provide the coverage you need with the service you deserve.
Services
As an independent agency, CDW Insurance Services places the focus on your needs by offering choices.
Rather than being locked in with one particular carrier, CDW has developed relationships with several nationally known and top-rated insurance providers.
This enables us to offer options that a captive agency simply does not have.
It lets you do some 'shopping' in order to get exactly what you need at rates you'll appreciate.
That's what we mean when we say CDW Insurance Services delivers the coverage you need with the service you deserve.
While all homeowner's policies offer some level of coverage for the physical structure itself, there's so much more to consider.
For instance: there are specific limits built into homeowner's policies for many personal belongings.
This includes things such as jewelry, artwork, computer software and hardware and many other items.
Unfortunately, most people never realize that the coverage provided by their current policy isn't enough.
UNTIL they suffer a loss.
CDW Insurance Services does more than provide a policy: we fill needs.
You read about automobile accidents every day.
What you generally don't read about are the thousands of auto owners who face financial hardships due to lack of proper coverage.
The common misconception is that as long as you have auto insurance, you're good.
The truth is that far too many drivers are woefully underinsured.
Vehicles are more expensive than ever before.
Proportionally, the expense of repairing a vehicle involved in a collision is more expensive than ever before.
If a vehicle is totaled in an accident for which you're found liable, will your insurance be enough to replace it?
For business owners, commercial insurance isn't an option: it is a necessity.
Beyond protecting your commercial property, the liability risks faced by today's businesses demand adequate coverage against litigious consumers.
Whether or not you're at fault, a lawsuit can create financial hardships a business may not be able to weather without the right insurance protection.
CDW Insurance Services understands the needs of today's businesses.
Our goal is to protect your company today AND tomorrow, providing programs tailored specifically for the risks you face.
Is everything covered under the personal property section of my homeowners or rental policy?.
Most items are covered for a variety of perils that include fire, theft and vandalism.
HOWEVER: it's important to know that some items have specific coverage limits.
These usually include jewelry, money, watercraft, trailers, grave markers, art and guns, to name a few.
This means that, for instance, if you own jewelry that has a greater value than the policy limits, you wouldn't be covered for anything over those limits.
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