At Advantage America, we want to give you the advantage with the coverage you need to protect your home, auto, life, and business. We worry about the insurance, so you can keep living your American dream. Whether you need new coverage or are interested in savings, we can match you with the insurers that best fit your needs and budget. Let us protect your American Dream, get a free quote with us today!
Services
Advantage America is a locally-owned and operated independent agency that delivers superior insurance solutions, risk management, and financial services to individuals and businesses.
We are dedicated to protecting your American Dream and giving you the advantage with the best insurance coverage that fits your unique needs and budget.
We will work tirelessly so you get the coverage that brings you security without costing an arm and a leg.
We make it our job to understand the advantages and limitations of the ever-changing insurance marketplace, so you can make well-informed decisions that will protect yourself, your family, your employees, and your business.
We are dedicated to protecting your American Dream and giving you the advantage with the best insurance coverage that fits your unique needs and budget.
We will work tirelessly so you get the coverage that brings you security without costing an arm and a leg.
We make it our job to understand the advantages and limitations of the ever-changing insurance marketplace, so you can make well-informed decisions that will protect yourself, your family, your employees, and your business.
Typically, home insurance is not required by law.
However, your bank or mortgage company will more than likely require that you carry homeowner's insurance.
In addition, when your home is paid off, it becomes even more important that you carry homeowner's insurance to cover your assets.
There are 3 different types of coverage for a homeowner: Basic coverage, Broad coverage, and Special Coverage.
Basic coverage offers very limited coverage while Special Coverage offers the most comprehensive coverage.
However, your bank or mortgage company will more than likely require that you carry homeowner's insurance.
In addition, when your home is paid off, it becomes even more important that you carry homeowner's insurance to cover your assets.
There are 3 different types of coverage for a homeowner: Basic coverage, Broad coverage, and Special Coverage.
Basic coverage offers very limited coverage while Special Coverage offers the most comprehensive coverage.
When you purchase a car, California state law requires that you carry auto insurance.
Furthermore, if you have a loan on your car, your lending institution will most likely require you to carry auto insurance as well.
Liability Insurance: This covers the costs of injuries and property damage if YOU cause the accident.
Collision: This covers your car for either repairs or replacement, after the accident, if YOU are at fault.
Comprehensive: Also called "other than collision, " covers damage to your vehicle such as rock chips, a deer hitting your car, a tire tread being thrown at your car from the road, weather damage, and vandalism.
Furthermore, if you have a loan on your car, your lending institution will most likely require you to carry auto insurance as well.
Liability Insurance: This covers the costs of injuries and property damage if YOU cause the accident.
Collision: This covers your car for either repairs or replacement, after the accident, if YOU are at fault.
Comprehensive: Also called "other than collision, " covers damage to your vehicle such as rock chips, a deer hitting your car, a tire tread being thrown at your car from the road, weather damage, and vandalism.
Your business is your lifeline.
Business insurance helps you protect this valuable asset by covering potential risks with a financial backup plan.
Don't let it flatline, insurance is essential, whether you are a small business owner, contractor, landlord or service professional.
Choosing the right commercial insurance for your business in Murrieta requires time and effort that many business owners cannot spare.
It's our goal to assist you in the process of building a custom business insurance plan to shield your profits from the monetary repercussions of damage and liability.
Business insurance helps you protect this valuable asset by covering potential risks with a financial backup plan.
Don't let it flatline, insurance is essential, whether you are a small business owner, contractor, landlord or service professional.
Choosing the right commercial insurance for your business in Murrieta requires time and effort that many business owners cannot spare.
It's our goal to assist you in the process of building a custom business insurance plan to shield your profits from the monetary repercussions of damage and liability.
No one ever plans to have an accident or succumb to a medical condition.
Choosing the right life insurance is an important and responsible investment that ensures the wellbeing of our dependents and the appropriate dispersal of our assets when it is most needed.
Studies indicate that a high percentage of Americans admit to not having adequate life insurance coverage and that their dependents would suffer financially as a result of their death.
The quickest route to peace of mind is to prepare for the unexpected with the right type of life insurance.
Choosing the right life insurance is an important and responsible investment that ensures the wellbeing of our dependents and the appropriate dispersal of our assets when it is most needed.
Studies indicate that a high percentage of Americans admit to not having adequate life insurance coverage and that their dependents would suffer financially as a result of their death.
The quickest route to peace of mind is to prepare for the unexpected with the right type of life insurance.
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