Locally owned and operated, Pinnacle offers affordable and reliable choices, tailored to meet our clients' insurance needs. Pinnacle Group offers personal insurance solutions, including auto, home, life and health insurance as well as commercial insurance coverage for small to mid-size businesses. As a local insurance agency we understand the day-to-day and economic factors that affect individuals, families and businesses in Pittsburgh and the surrounding region.
That knowledge, combined with service from people who live and work in the same community as you, gives you the security of knowing your insurance coverage is the right fit for you. We pride ourselves in working with outstanding insurance providers. Donegal has been providing quality insurance solutions since 1889. Whether it's personal or business insurance, Donegal is often the right solution for many of our clients.
For helpful and practical news and information regarding insurance check out the Pinnacle Group blog, Pinnacle Points.
That knowledge, combined with service from people who live and work in the same community as you, gives you the security of knowing your insurance coverage is the right fit for you. We pride ourselves in working with outstanding insurance providers. Donegal has been providing quality insurance solutions since 1889. Whether it's personal or business insurance, Donegal is often the right solution for many of our clients.
For helpful and practical news and information regarding insurance check out the Pinnacle Group blog, Pinnacle Points.
Services
Under the Pennsylvania Workers' Compensation Act workers' compensation coverage is mandatory for most employers in Pennsylvania.
Employers who do not have workers' compensation coverage may be subject to lawsuits by employees and to criminal prosecution by the commonwealth.
Some employers are exempted from workers' compensation coverage.
Exemptions include: people covered under other workers' compensation acts, such as railroad workers, longshoremen and federal employees; domestic servants (coverage is optional); agricultural workers who work fewer than 30 days or earn less than $1,200 in a calendar year from one employer; and employees who have requested, and been granted, exemption due to religious beliefs or their executive status in certain corporations.
Employers who do not have workers' compensation coverage may be subject to lawsuits by employees and to criminal prosecution by the commonwealth.
Some employers are exempted from workers' compensation coverage.
Exemptions include: people covered under other workers' compensation acts, such as railroad workers, longshoremen and federal employees; domestic servants (coverage is optional); agricultural workers who work fewer than 30 days or earn less than $1,200 in a calendar year from one employer; and employees who have requested, and been granted, exemption due to religious beliefs or their executive status in certain corporations.
A Business Owner's Policy (BOP) is a valuable insurance tool for small to mid-size businesses.
Pinnacle can tailor business owner's insurance solutions to fit your business.
This type of policy provides property coverage for your building and its contents, as well as liability coverage for legal liability exposures specific to your business.
BOP can also provide coverage for loss of business income.
An important part of your coverage, this pays for actual loss of income in the event of a covered loss during the time your property is being repaired or replaced.
Pinnacle can tailor business owner's insurance solutions to fit your business.
This type of policy provides property coverage for your building and its contents, as well as liability coverage for legal liability exposures specific to your business.
BOP can also provide coverage for loss of business income.
An important part of your coverage, this pays for actual loss of income in the event of a covered loss during the time your property is being repaired or replaced.
If your business' vehicles are registered in the name of a corporation, partnership or other type of business entity, you need to purchase commercial auto coverage.
Also you need commercial auto coverage if you own a vehicle larger than 10,000 pounds and if you use any size vehicle for delivery purposes for customers or to a job site or for transporting property.
Plus, a commercial auto policy provides higher liability limits than personal auto policies which can be important if there's an accident that results in a large liability claim against you.
Also you need commercial auto coverage if you own a vehicle larger than 10,000 pounds and if you use any size vehicle for delivery purposes for customers or to a job site or for transporting property.
Plus, a commercial auto policy provides higher liability limits than personal auto policies which can be important if there's an accident that results in a large liability claim against you.
Cyber Risk Insurance is designed to help protect your business assets in the event of a cyber attack on your company's information stored on computers or other technological devices.
If your business uses technology to do business, you face cyber risk.
As technology becomes more sophisticated, so do the threats you face.
You don't want your business' informatiion to fall into the wrong hands, especially when the result could have a significant impact on your ability to conduct business.
Pinnacle can assist you with both cyber liability insurance and an effective cyber security plan to manage cyber risk.
If your business uses technology to do business, you face cyber risk.
As technology becomes more sophisticated, so do the threats you face.
You don't want your business' informatiion to fall into the wrong hands, especially when the result could have a significant impact on your ability to conduct business.
Pinnacle can assist you with both cyber liability insurance and an effective cyber security plan to manage cyber risk.
We also provide Property Damage Liability, if an accident causes damage to another's property, as well as helping protect you against the financial hazards you can face if you are in an accident caused by someone with either no automobile insurance or too little insurance.
We offer comprehensive motorcycle coverage including full replacement cost, total loss coverage for a brand new bike, coverage for gear and personal belongings plus money-saving discounts.
RV- Pinnacle Group can tailor your RV insurance to meet your needs with liability protection, comprehensive, collision, personal effects, full timer liability, roadside assistance and custom equipment.
We offer comprehensive motorcycle coverage including full replacement cost, total loss coverage for a brand new bike, coverage for gear and personal belongings plus money-saving discounts.
RV- Pinnacle Group can tailor your RV insurance to meet your needs with liability protection, comprehensive, collision, personal effects, full timer liability, roadside assistance and custom equipment.
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