Medicare Guidance Center
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Medicare Advantage Plans are offered by private insurance companies and act as your primary insurance. When you enroll in a medicare advantage plan Medicare pays a monthly premium to the insurance company to administer and take care of your needs. Because of this, many medicare advantage plans do not require a high monthly premium. They usually require that you stay within their network, and have co-pays for many services rendered.

We are a proud top medicare insurance brokerage in Arizona. With our medicare plan comparison tool you may compare advantage, supplement, prescription, and dental plans. Arizona Medicare supplement plans or medigap plans work differently than medicare advantage plans. These types of plans keep medicare as your primary insurance. Because medicare is your primary insurance you will be able to go to any doctor (in any state) that accepts medicare.

Your supplement will then pay differences in what is left over after medicare pays their portion. Our medicare supplement comparison tool will have you identify the differences between the types of plans.
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Medicare recipients who are conscious about the cost of their Medicare premiums should consider getting prescription drug coverage (Medicare Part D) as soon as they're eligible for Medicare.
Every month you delay getting coverage could contribute to a larger late enrollment penalty when you finally do join.
This penalty is charged monthly for the rest of the time you're on Medicare Part D, even if you change plans.
There are some exceptions, but you need to make sure one of those exceptions applies to you before your first open enrollment date.
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