Game Changing Benefits
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We are an independent insurance organization that strives to provide insurance solutions for all your needs! We are committed to keeping you informed on all your options so you can make an educated decision. Your share of medical costs and related expenses can add up quickly. Our insurance agents can help simplify the process so you can choose the best combination of benefits for your physical and financial well-being.

Without some sort of health coverage, you may be subjected to expensive medical costs. We can simplify the process with easy to understand information and recommendations that make sense for your lifestyle and goals. The agents with Game Changing Benefits are committed to helping you and your family find the coverage you deserve. Let us help you explore the different insurance options available so you can get your coverage started as soon as possible.

Now is the time to start planning for your retirement. We can help you determine what you need, assess every possible source of future income and help you review your plan regularly for the rest of your life.
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For those turning 65 and new to Medicare, there's a lot of information being thrown at you, from flyers in the mail to celebrity ads on TV.
But rarely is Medicare explained in layman's terms.
People often feel intimate or pressured to make choices without knowing all the details.
That's where Game Changing Benefits comes in.
As independent Medicare experts, we represent multiple insurance companies.
This means we work to give you an unbiased opinion with your Medicare plan options, including Medicare Supplements, Medicare Advantage, and prescription drug plans.
In a year full of health concerns and questions about insurance and treatment, online searches for Medicare have gone through the roof.
While both existing and new members are still plagued by uncertainty around what exactly their policy includes and how they can use it to their full benefit, the basic concept is outstandingly simple.
Having coverage with Medicare is integral to ensuring you are able to receive the treatment you need without getting unprecedented bills soon after.
When it comes to understanding Medicare, the first thing to focus on is the breakdown of different coverage plans available to members.
Medicare is a public health care coverage option available to people over age 65 and certain individuals who have been diagnosed with qualifying disabilities.
Medicare benefits are divided into several different parts, each accounting for different health care benefits.
Eligible Americans can apply for just one, or several Parts of Medicare, depending on their health care needs.
These are the different parts of Medicare.
Original Medicare is a component of Medicare that features two combined parts; Part A and Part B. Part A is referred to as hospital insurance, while Part B is the medical insurance.
We often hear about how beneficial Medicare is, helping individuals cover the costs of expensive healthcare and medical treatments, which quickly add up and become overwhelming.
But what about the gaps which are left uncovered by Medicare plans and packages?
The fact is that there is virtually no Medicare or insurance plan which covers all areas of treatment at an affordable rate.
From the percentage of total expenses expected as part of an Original Medicare plan to the copayments and deductibles associated with Parts C and D, for those looking for coverage across all areas of their healthcare and medical treatment, the packages offered by Medicare do not tick every box.
Medicare Advantage is a private alternative to Medicare's Original Medicare plans.
Both are affordable health care coverage options, but Medicare Advantage plans are administered by private insurance companies.
With Advantage plans, you may have access to a wider range of benefits, though this may come at a higher cost.
Here is what you need to know before enrolling in a Medicare Advantage plan.
Medicare Advantage plans, also called Part C or MA plans, are an alternative to Original Medicare that combines all of the standard Medicare benefits together under a single policy.
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