Everything we do is focused on exceeding the expectation our clients and providing value and service based on years of experience and building relationships with the people that matter most: our clients. At Kasky Insurance, we believe that you deserve the opportunity to work with one agency for all of your insurance needs. That way you only need one point of contact for any insurance needs.
We have the expertise and independent insurance markets that allow you to have one agency that handles your auto and home insurance, life insurance, business insurance, health insurance, and retirement planning all with expertise and experience. We believing in building relationships with our clients and that means our commitment to our clients doesn't stop when a policy is purchased.
It means providing keeping our clients up to date with new information that may be relevant to them, answering any questions or concerns that come up, assisting them in the time of a claim, and much more. One area that people never want to find themselves in is a situation where their insurance company refused to, or financial cannot, meet their obligations to policyholders at the time of a claim.
We have the expertise and independent insurance markets that allow you to have one agency that handles your auto and home insurance, life insurance, business insurance, health insurance, and retirement planning all with expertise and experience. We believing in building relationships with our clients and that means our commitment to our clients doesn't stop when a policy is purchased.
It means providing keeping our clients up to date with new information that may be relevant to them, answering any questions or concerns that come up, assisting them in the time of a claim, and much more. One area that people never want to find themselves in is a situation where their insurance company refused to, or financial cannot, meet their obligations to policyholders at the time of a claim.
Services
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months or a year.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months or a year.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
It is really all about protecting yourself financially if something unexpected happens to your home or possessions.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
It is really all about protecting yourself financially if something unexpected happens to your home or possessions.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
More than half of all Americans have some kind of managed-care plan1.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
More than half of all Americans have some kind of managed-care plan1.
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