Our insurance brokers provide comprehensive consultations and assistance in medicare and supplemental plan election. Enjoy the confidence knowing that our agents ensure that you have the coverage that is right for you. Are you or someone you know new to Medicare? Becoming eligible for Medicare can make health insurance more affordable. But original Medicare alone doesn't cover the full costs of medical services - doctors, hospitals, labs - or any of the costs.
The Affordable Care Act ("Obamacare") of 2010 created new benefits, rights, and protections - as well as the responsibility for all Americans to maintain minimum essential coverage beginning in 2014. We help you select Part D coverage by finding the plan with the lowest overall annual cost (premiums + copays) that covers all your prescription drugs.
Most Medicare Advantage plans include prescription drug benefits at no extra cost. Life Insurance provides your designated beneficiaries funds to pay for final medical bills, funeral costs, mortgage balance, credit card debts, living expenses or any other needs - typically tax-free.
The Affordable Care Act ("Obamacare") of 2010 created new benefits, rights, and protections - as well as the responsibility for all Americans to maintain minimum essential coverage beginning in 2014. We help you select Part D coverage by finding the plan with the lowest overall annual cost (premiums + copays) that covers all your prescription drugs.
Most Medicare Advantage plans include prescription drug benefits at no extra cost. Life Insurance provides your designated beneficiaries funds to pay for final medical bills, funeral costs, mortgage balance, credit card debts, living expenses or any other needs - typically tax-free.
Services
Bringing decades of employee benefits management, life insurance home office, and field sales experience to their collaboration, Louis Fleming and Mack Collins created Senior Benefits of Georgia in 2005 in response to the growing need for consumer assistance with new options created by the addition of prescription drug coverage to Medicare that can save - or cost - hundreds of dollars extra per year.
Word soon got around Cobb County and North Georgia about the friendly, unbiased advice we provide to Medicare beneficiaries, their families, and our community at large.
Word soon got around Cobb County and North Georgia about the friendly, unbiased advice we provide to Medicare beneficiaries, their families, and our community at large.
Medicare can be complicated.
Senior Benefits of Georgia's local agents are here to assist.
As independent brokers representing dozens of carriers, we work to educate you about the choices within the two basic approaches to completing your coverage.
We help you enroll in the plans that fit your health, lifestyle, and budget - and review as your needs and coverage options change over the years.
Medicare is health insurance for those age 65 and older, for people under 65 who have received Social Security Disability Income (SSDI) at least two years, and for anyone with End Stage Renal Disease (ESRD).
Senior Benefits of Georgia's local agents are here to assist.
As independent brokers representing dozens of carriers, we work to educate you about the choices within the two basic approaches to completing your coverage.
We help you enroll in the plans that fit your health, lifestyle, and budget - and review as your needs and coverage options change over the years.
Medicare is health insurance for those age 65 and older, for people under 65 who have received Social Security Disability Income (SSDI) at least two years, and for anyone with End Stage Renal Disease (ESRD).
Families not covered by an employer group health plan, self-employed people under age 65 and new permanent residents can obtain coverage through several types of individual health insurance.
Consumers pay 100% of negotiated charges for covered hospital, surgical, advanced imaging, etc. until the plan's Deductible has been satisfied and then only a Coinsurance percentage amount.
For some plans, consumers have a Copay for office visits and some prescription drugs before meeting the deductible.
There may be an Emergency Room Fee on top of other charges.
Consumers pay 100% of negotiated charges for covered hospital, surgical, advanced imaging, etc. until the plan's Deductible has been satisfied and then only a Coinsurance percentage amount.
For some plans, consumers have a Copay for office visits and some prescription drugs before meeting the deductible.
There may be an Emergency Room Fee on top of other charges.
The Medicare approach to prescription coverage always counts drug costs separately from health benefits.
Even with a Medicare Advantage Prescription Drug (MAPD) plan that includes Rx coverage, costs for outpatient drugs follow the same standard benefit structure as any stand-alone Prescription Drug Plan (PDP).
To understand how the system works, first we'll go over the four phases of the plan year from Deductible to Catastrophic Coverage.
Then we'll look at when beneficiaries can sign up for Medicare prescription drug coverage, what happens if you go without creditable coverage.
Even with a Medicare Advantage Prescription Drug (MAPD) plan that includes Rx coverage, costs for outpatient drugs follow the same standard benefit structure as any stand-alone Prescription Drug Plan (PDP).
To understand how the system works, first we'll go over the four phases of the plan year from Deductible to Catastrophic Coverage.
Then we'll look at when beneficiaries can sign up for Medicare prescription drug coverage, what happens if you go without creditable coverage.
Life insurance was established in ancient Rome as a Burial Club that provided burial expenses to its members for a premium fee.
Since then it evolved to the sophisticated products that we see these days.
Even though, the products that we see today are not as simple as the ones they had in Rome, these products function in a similar way.
They come to replace the financial need when a loved one had passed.
Life Insurance provides your designated beneficiaries funds to pay for final medical bills, funeral costs, mortgage balance, credit card debts, living expenses or any other needs - typically tax-free.
Since then it evolved to the sophisticated products that we see these days.
Even though, the products that we see today are not as simple as the ones they had in Rome, these products function in a similar way.
They come to replace the financial need when a loved one had passed.
Life Insurance provides your designated beneficiaries funds to pay for final medical bills, funeral costs, mortgage balance, credit card debts, living expenses or any other needs - typically tax-free.
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