Jim Tharp is dedicated to helping individuals, families, and businesses with their life, health, and retirement needs. Jim has over 40 years of experience in the insurance business. He represents many quality carriers providing his clients with excellent insurance plans at competitive rates. Jim is originally from Northern Kentucky.
He graduated from the University of Kentucky where he was a member of The Golden Key National Honor society and a tuba player in the marching and concert bands, receiving the honor bandsman award his senior year.Jim and his wife have two grown daughters and five grandchildren. Jim divides his time between Cincinnati and New Smyrna Beach, Florida. When Jim is not selling, he spends his time with his family, plays golf, and enjoys attending college sports.
He graduated from the University of Kentucky where he was a member of The Golden Key National Honor society and a tuba player in the marching and concert bands, receiving the honor bandsman award his senior year.Jim and his wife have two grown daughters and five grandchildren. Jim divides his time between Cincinnati and New Smyrna Beach, Florida. When Jim is not selling, he spends his time with his family, plays golf, and enjoys attending college sports.
Services
As President of Cornerstone Broadcasting, a family of radio stations, my time is critical to me.
With all the complexities of the current health care system Jim Tharp was a life saver in helping us make the best decision concerning our group health care coverage for myself and our employees.
Jim is up to date and knowledgeable and took the time to research what was best for our company.
Jim also helped me find the right life insurance that fits my lifestyle and budget.
James E. Tharp Insurance Brokers saved us a ton of time, money, and aggravation.
With all the complexities of the current health care system Jim Tharp was a life saver in helping us make the best decision concerning our group health care coverage for myself and our employees.
Jim is up to date and knowledgeable and took the time to research what was best for our company.
Jim also helped me find the right life insurance that fits my lifestyle and budget.
James E. Tharp Insurance Brokers saved us a ton of time, money, and aggravation.
As medical care advances and treatments increase, health care costs also increase.
The purpose of health insurance is to help you pay for care.
It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive.
In addition, you are more likely to get routine and preventive care if you have health insurance.
You need health insurance because you cannot predict what your medical bills will be.
In some years, your costs may be low.
In other years, you may have very high medical expenses.
The purpose of health insurance is to help you pay for care.
It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive.
In addition, you are more likely to get routine and preventive care if you have health insurance.
You need health insurance because you cannot predict what your medical bills will be.
In some years, your costs may be low.
In other years, you may have very high medical expenses.
As an independent insurance agent, James E. Tharp works with you to get a competitive price on the policy that best fits you.
The differences in policies and options are difficult to navigate without a strong advocate like Tharp Insurance on your side.
Below are just some of the things to know about disability insurance.
Call us today, an independent agent like Jim Tharp can get you a policy that meets your specific needs.
Some policies pay benefits if you are unable to perform the duties of any occupation for which you are reasonably qualified by training, experience, and education.
The differences in policies and options are difficult to navigate without a strong advocate like Tharp Insurance on your side.
Below are just some of the things to know about disability insurance.
Call us today, an independent agent like Jim Tharp can get you a policy that meets your specific needs.
Some policies pay benefits if you are unable to perform the duties of any occupation for which you are reasonably qualified by training, experience, and education.
With health care costs rising and longer life expectancies, funding long-term care needs is an increasing concern for millions of people, especially senior citizens.
According to the U.S. Department of Health and Human Services, about 9 million Americans, now 65 or older, will require long-term care.
HHS expects that number to rise by 25 percent - to 12 million - by 2020.
The average annual cost of nursing home care is $74,806, according to Genworth Financial's 2007 Cost of Care Survey, but that figure can fluctuate depending on the level of care required, and the state in which the care is provided.
According to the U.S. Department of Health and Human Services, about 9 million Americans, now 65 or older, will require long-term care.
HHS expects that number to rise by 25 percent - to 12 million - by 2020.
The average annual cost of nursing home care is $74,806, according to Genworth Financial's 2007 Cost of Care Survey, but that figure can fluctuate depending on the level of care required, and the state in which the care is provided.
There are several different ways to save for retirement.
An annuity is one method to save for retirement.
Most annuities allow for tax-deferred growth of your assets.
You can purchase an annuity that allows for early withdrawals, or you can choose an annuity that limits access to you assets, but guarantees a set payment in retirement.
Fixed annuities can provide a guaranteed income stream for retirement.
Your annuity account can also be used to accumulate money for the future.
We can review your options with you.
An annuity is one method to save for retirement.
Most annuities allow for tax-deferred growth of your assets.
You can purchase an annuity that allows for early withdrawals, or you can choose an annuity that limits access to you assets, but guarantees a set payment in retirement.
Fixed annuities can provide a guaranteed income stream for retirement.
Your annuity account can also be used to accumulate money for the future.
We can review your options with you.
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