Garlow Insurance Agency
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Been with Nationwide thru Garlow INS. Agency many years never had a problem that these wonderful people couldn't address, most satisfying, with a rating of Excellence. I have worked with Garlow Insurance for years not only for my personal insurance needs but also for many of my real estate clients. I can always rely on quick responses for my or my client's needs and a great rate!

When a huge chunk of our living room ceiling came crashing down, Nationwide took excellent care of us. We had to pay our deductible. We had to pay for the plumbing repairs to stop the leak that caused the problem. That was it! After we paid for the ceiling repair, the moving out of all of our stuff in all the rooms of the house with wood floors, the floor repairs, and the moving back in of all of our stuff, Nationwide sent us a check to cover our expenses.

Garlow Insurance supported us and explained the process to us thoroughly. Don and those with him have rendered consistently fine service to my wife and me. When we've called, their response has been immediate, their explanations have been clear, and their manner has always been reassuring.
Services
Don Garlow, the agency President, has been in the insurance industry since 1979.
Over the years, Don has dedicated himself to growing his agency through building personal relationships with his clients and surrounding community.
Susan Whittaker, associate agent, has been in the insurance industry for the last 30 years.
Susan specializes in writing personal lines.
Outside of the office she is a wife and mother to two beautiful daughters and five grandchildren.
Danielle Etchberger is new to the insurance industry.
At the Garlow Insurance Agency, we can help you to make sure that you have the car insurance that is required by law in the state of Virginia.
While the state only requires liability coverage or the payment of the uninsured motor vehicle fee, if you have a loan or a lease on your vehicle, there may be requirements beyond the minimum.
Making sure that your auto insurance meets your needs at a price you can afford is essential to us.
We can help you build the auto policy that will fully protect your vehicle in an accident.
Do you own a boat or watercraft in Virginia?
Maybe a couple of Jet skis for the river?
If so, you should have them covered with a boat/watercraft insurance policy from Garlow Insurance Agency.
This policy will insure numerous types of boats and offer several benefits should you encounter an unfortunate accident while out on the water.
No matter which type of boat or watercraft you choose, we offer a policy that will cover it.
While the state of Virginia does not require boat insurance, it is highly recommended, especially with water activity in this state on the rise over the last decade.
Virginia is a great place to have a small business, with its many incentives and supports.
Owning your own business is exciting, but there is a lot of responsibility too.
At Garlow Insurance Agency Inc., we assist our clients who have small businesses in finding the right kinds of protection, so they can focus their time and energy on growing their businesses and not worry so much about the day-to-day risks.
There are few requirements for Virginia businesses, but every business owner should consider its situation and potential risks.
People who live in flood plain areas typically have a flood insurance policy but that only accounts for about 20 percent of all homeowners.
A flash flood can carry water between 10 and 20 feet high, and it only takes a foot of water to sweep a small car down the street.
Only six inches of water can knock over an adult.
According to the Virginia Department of Emergency Management, 90 percent of all natural disasters involve flooding and can be caused by flash floods, river flooding, storm surges, tidal floods, snowmelt, burn scars, and dam breaks.
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