Century Insurance Agency is an independent insurance agency located in Spokane Valley WA. Whether it's car insurance, home insurance or your business insurance, we represent the best insurance companies in the Northwest since 1962. These include Mutual of Enumclaw, Safeco, Travelers, Grange, Progressive and Liberty Mutual. We service Spokane Valley and Liberty Lake and licensed in the states of Washington, Idaho, Oregon and Arizona.
As independent agents in Spokane Valley we work with you to customize an insurance plan that meets your needs and fits your budget. Our team has over 50 years of combined insurance knowledge and the companies we represent have rock solid coverage and deliver the best claims service in the industry. Contact us today for your home insurance and car insurance quotes.
As independent agents in Spokane Valley we work with you to customize an insurance plan that meets your needs and fits your budget. Our team has over 50 years of combined insurance knowledge and the companies we represent have rock solid coverage and deliver the best claims service in the industry. Contact us today for your home insurance and car insurance quotes.
Services
The right auto insurance policy can help you get back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or another covered event.
Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Collision coverage pays for damage caused to your vehicle in an automobile accident.
Standard collision coverage will pay for any repairs up to the fair market value of your car, which is usually subject to a deductible.
Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Collision coverage pays for damage caused to your vehicle in an automobile accident.
Standard collision coverage will pay for any repairs up to the fair market value of your car, which is usually subject to a deductible.
What you select- Usually homeowners insurance and renters insurance options are priced individually, so how much you'll pay for your policy depends on what coverage you buy.
How much you want to cover- Higher deductibles usually lower your premium price by shifting part of the loss payment to you.
Where you set your limits- You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.
Worried you aren't completely covered?
Consider an umbrella insurance policy that extends your liability insurance coverage.
How much you want to cover- Higher deductibles usually lower your premium price by shifting part of the loss payment to you.
Where you set your limits- You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.
Worried you aren't completely covered?
Consider an umbrella insurance policy that extends your liability insurance coverage.
As a business owner, you strive to make decisions that are right for your business, your employees and yourself.
This includes decisions about business insurance.
You know you need excellent coverage, but you don't however have time to become an expert in business insurance.
That's where we can help!
It is very easy to get a quote for your small business insurance, just contact us and talk to one of our agents to discuss your insurance needs.
You can come into our office located in Spokane Valley near Liberty Lake or we can get you quotes over the phone!
This includes decisions about business insurance.
You know you need excellent coverage, but you don't however have time to become an expert in business insurance.
That's where we can help!
It is very easy to get a quote for your small business insurance, just contact us and talk to one of our agents to discuss your insurance needs.
You can come into our office located in Spokane Valley near Liberty Lake or we can get you quotes over the phone!
Term life insurance is pure insurance protection that pays a predetermined sum if you were to die during a specified period of time.
Upon your death, term insurance would pay the face value of the policy to your loved ones.
All premiums paid are used to cover the cost of this insurance protection.
Because term insurance builds no cash value, some experts suggest that you buy term insurance and save the difference between the cost of term and permanent insurance.
They further suggest that you put the money saved in an investment which will usually earn a higher rate of return and interest than that guaranteed on the savings portion of permanent insurance.
Upon your death, term insurance would pay the face value of the policy to your loved ones.
All premiums paid are used to cover the cost of this insurance protection.
Because term insurance builds no cash value, some experts suggest that you buy term insurance and save the difference between the cost of term and permanent insurance.
They further suggest that you put the money saved in an investment which will usually earn a higher rate of return and interest than that guaranteed on the savings portion of permanent insurance.
An Umbrella policy provides additional layers of liability protection, typically $1 million or $2 million, above your auto insurance and your home insurance liability coverage.
A $1.2 million settlement in New Jersey where an under insured driver hit a policeman who was completing paperwork at a traffic stop.
The driver had to pay legal fees for his defense as well as the settlement.
The cost of an umbrella policy is minimal compared to the comfort of knowing you're covered.
Contact our insurance team today to discuss your auto and umbrella insurance quotes.
A $1.2 million settlement in New Jersey where an under insured driver hit a policeman who was completing paperwork at a traffic stop.
The driver had to pay legal fees for his defense as well as the settlement.
The cost of an umbrella policy is minimal compared to the comfort of knowing you're covered.
Contact our insurance team today to discuss your auto and umbrella insurance quotes.
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