The best way for me to give you personalized service is for us to have a conversation. You won't ever get an insurance plan that fully protects you unless you actually talk with your agent. I've seen too many people who got a quote off some big box insurance website and bought what they thought was the best coverage, only to find out that it didn't protect them when that unexpected event came upon them.
The only way for you to be fully covered is to build an insurance plan that is customized to your needs. Kimberly is a person of integrity. I was so impressed by Kimberly when I asked her to review my insurance. She reviewed the coverage that I have and what I'm paying. She told me that I had the right coverage and was paying the correct amount. Not only did she know what she was doing, knew what to look for but she was honest with me.
Kim is reliable and can be trusted with your all of your insurance needs. If she needs to she will spend time doing an inventory for you and your valuables, but will also just quote insurance for you if you need just that.
The only way for you to be fully covered is to build an insurance plan that is customized to your needs. Kimberly is a person of integrity. I was so impressed by Kimberly when I asked her to review my insurance. She reviewed the coverage that I have and what I'm paying. She told me that I had the right coverage and was paying the correct amount. Not only did she know what she was doing, knew what to look for but she was honest with me.
Kim is reliable and can be trusted with your all of your insurance needs. If she needs to she will spend time doing an inventory for you and your valuables, but will also just quote insurance for you if you need just that.
Services
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
For treatment of injuries to the driver and passengers of the policyholder's car.
At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
For treatment of injuries to the driver and passengers of the policyholder's car.
At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident.
The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs.
You need enough insurance to cover the cost of rebuilding your home at current construction costs.
Don't include the cost of the land.
And don't base your rebuilding costs on the price you paid for your home.
The cost of rebuilding could be more or less than the price you paid or could sell it for today.
Some banks require you to buy homeowners insurance to cover the amount of your mortgage.
You need enough insurance to cover the cost of rebuilding your home at current construction costs.
Don't include the cost of the land.
And don't base your rebuilding costs on the price you paid for your home.
The cost of rebuilding could be more or less than the price you paid or could sell it for today.
Some banks require you to buy homeowners insurance to cover the amount of your mortgage.
It provides protection for a specified period of time, typically from one to 30 years.
It pays a death benefit only if you die during this term.
Some policies can be automatically renewed at the end of the coverage period, and some can be converted to permanent insurance without need for a medical exam.
These policies have a provision allowing you to renew coverage at the end of the term without having to show evidence of insurability.
The company has to renew your policy even if your medical condition has deteriorated.
It pays a death benefit only if you die during this term.
Some policies can be automatically renewed at the end of the coverage period, and some can be converted to permanent insurance without need for a medical exam.
These policies have a provision allowing you to renew coverage at the end of the term without having to show evidence of insurability.
The company has to renew your policy even if your medical condition has deteriorated.
Residents of U.S. may purchase coverage.
The Insured / Policyholder, Bride and Groom must be at least 18 years of age.
A honoree will always be defined as an insured on the policy but may or may not be the named insured.
The Named Insured can be either of the honorees or someone such as a parent or other family member that has a financial stake in the wedding.
Please note: The Wedding Protector Plan is currently not available to residents of Alaska, Hawaii, & Louisiana.
Should you experience a covered loss, your non-recoverable costs can be as much, if not more, than the cost an automobile.
The Insured / Policyholder, Bride and Groom must be at least 18 years of age.
A honoree will always be defined as an insured on the policy but may or may not be the named insured.
The Named Insured can be either of the honorees or someone such as a parent or other family member that has a financial stake in the wedding.
Please note: The Wedding Protector Plan is currently not available to residents of Alaska, Hawaii, & Louisiana.
Should you experience a covered loss, your non-recoverable costs can be as much, if not more, than the cost an automobile.
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package.
Package policies are created for businesses that generally face the same kind and degree of risk.
Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.
Package policies are created for businesses that generally face the same kind and degree of risk.
Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.
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