ABD Financial Services
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Families: At ABD Financial Services, we believe your future is defined by the choices you make today. And there is no one more important to that future than your family. In fact we believe your family is an asset worthy of protection. And the way to protect your family's assets is through Life Insurance. But protection of your family with Houston life insurance is one element of the equation for the future.

Growth of your investment assets is equally important to cover college expenses, retirement, emergencies funds, vacations, or the purchase of your dream home. Do you have 5 to 20 times your annual income in Life Insurance coverage to replace your income stream in the event you die? Get a Quote to see how much is required to protect your family's security.

A large number of mortgage foreclosures occur because one of the income earners gets hurt and can't work. Do you have sufficient disability Income Insurance? Do you have sufficient life insurance to cover the kids' college funding in the event you die?
Services
ABD Financial Services, Inc. was founded by President and CEO - George Watkins.
The vision of the firm is quite simple: families and small businesses need clear, concise and easily understood information to make financial decisions that will define their future.
Whether its life insurance in Houston, TX or investments, we guide with factual analysis.
Any agent representing the company should be professional, prepared and thorough - it's the core of our code of conduct.
George entered the financial services industry in 2004 after spending 20 + years in an unrelated line of work.
Term Life Insurance: is Houston life insurance that has guaranteed premiums for a specified numbers of years - typically 5, 10, 15, 20 or 30 years.
After the guaranteed period expires, the premiums could rise annually.
Most term policies terminate coverage at age 95 or 98.
Because the premiums are lower than other Houston, TX life insurance types, it is the most cost effective over the short term.
As long as the premiums are paid, a death benefit will be paid to the beneficiaries upon the death of the insured.
Approach: Whether you're an experienced agent or a new agent looking for a start, ABD may be the right opportunity.
As an independent agent, you have access to a good cross section of products from A-rated insurance carriers, sufficient to address virtually every segment of the industry.
You have access to products specifically designed to address the needs of price sensitive clients to leading edge capabilities for clients with unique needs.
In fact, several of our products have overlapping features, giving the client competitive choices and greater satisfaction.
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