Florida Flood Insurance
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Florida Flood Insurance
Our goal is to assist you with understanding the basics about flood insurance in Florida and to help you with your flood insurance policy. We provide a free online flood zone determination, a fast online quoting process, and direct access to experienced in-house flood insurance agents. Learn what a flood elevation certificate is, where to obtain a copy, and how it will be used to determine your flood insurance premium.

Florida Flood Insurance is part of National Flood Insurance (NFI), LLC, one of the nation's leading General Agents. As a nationwide General Agent, NFI can quickly and easily quote, underwrite, and bind your flood insurance policy anywhere in the U.S. including the state of Florida. Depending on your flood zone, you have the option to get flood insurance quotes through one of our multiple, A-rated private carriers or through the government backed - National Flood Insurance Program (NFIP).

With multiple flood insurance selections to choose from, Florida Flood Insurance can find both new and existing policyholders the best coverage and premiums available.
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That everyone within the state of Florida should be able to protect their family, their home, and their belongings in the event of a flood.
In 2008, Tropical Storm Fay made history as the first storm to ever make landfall four times in Florida.
National Flood Insurance immediately saw a need to expand their offices in Florida.
Since then, Florida Flood Insurance has become one of the leading flood insurance companies in the state.
Since Florida experiences severe weather year-round (especially during the summer months with the threat of hurricanes, tropical storms, heavy rain, and flooding) Florida Flood Insurance quickly acknowledged the need for better flood insurance options for both home and business owners throughout the state.
Based on what Florida Flood Insurance has learned over the years, we know that floods can happen at anytime in the Sunshine State.
In fact, about 25% of all flood claims come from moderate- to low-risk areas, which means you don't have to live in a high-risk zone to be affected.
Flood insurance in Florida ensures you're covered if groundwater rises and floods your home or business - something that isn't usually covered by your general home insurance policy.
Just think of what a few inches of floodwater in your home could do.
A flood elevation certificate (EC) is a document needed to verify your property's elevation relative to the estimated height floodwaters could reach in the event of a major flood (especially in high-risk zones).
Support a request for a Letter of Map Amendment (LOMA) or a Letter of Map Amendment based on fill (LOMR-F).
For certain constructions in a high-risk flood zone or if your flood zone has recently changed, an elevation certificate may be required if your flood insurance policy is written through a federally regulated insurance lender such as the NFIP.
Our expert flood insurance agents will happily assist you in choosing the right flood insurance coverage for your Florida property.
As a leading general agent, our team provides multiple insurance options when it comes to protecting your home, business, and assets from flood loss in Florida.
Water damage is considered a 'flood' when two or more acres or two or more properties are affected by water rising from the ground up; flood protection isn't typically covered under a standard homeowner insurance policy.
Flood insurance is needed to protect a building and its contents in the event groundwater rises and causes damage to a home or business - something that isn't typically covered by a regular homeowner insurance policy.
Our flood insurance providers are a diverse group of industry leaders, which include multiple A-rated, Admitted carriers.
When you write your flood insurance policy through Florida Flood Insurance, you not only get access to receive a free, no obligation quote from our numerous carriers - you'll also get the best flood insurance options, coverage, and premium for your flood insurance needs.
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