We offer Medicare Supplement and Medicare Advantage Plans to meet your health care needs and budget. As an independent agent, we can help you compare plans from Oregon's top rated insurance carriers. You can be sure you are getting the best possible value! Howard Insurance Agency for Seniors is contracted with key companies to provide you with the best plans and lowest premiums based on your specific health care needs.
Founded in 1999, Howard Insurance Agency for Seniors offers Oregon seniors the experience needed to make well-informed decisions about health insurance options. As an independent insurance agency, we work for you - at no cost to you! Let us show you how much you can save on a health insurance plan that meets your unique needs. Contact us today! Howard Insurance Agency, Inc., established in 1999, represents many top rated health insurance companies.
We specialize in helping Oregon seniors select Medicare solutions. There is no cost for our service. Our agency is able to provide you the expertise needed to resolve your health insurance needs.
Founded in 1999, Howard Insurance Agency for Seniors offers Oregon seniors the experience needed to make well-informed decisions about health insurance options. As an independent insurance agency, we work for you - at no cost to you! Let us show you how much you can save on a health insurance plan that meets your unique needs. Contact us today! Howard Insurance Agency, Inc., established in 1999, represents many top rated health insurance companies.
We specialize in helping Oregon seniors select Medicare solutions. There is no cost for our service. Our agency is able to provide you the expertise needed to resolve your health insurance needs.
Services
Howard Greenebaum founded Howard Insurance Agency, Inc., an independent insurance agency, nearly 20 years ago in Colorado.
Today, Howard Greenebaum and his wife Hilary continue to build upon a foundation of personal service and trust by providing Oregon seniors and their families, expert knowledge and unmatched friendly customer service.
As an independent insurance agency, Howard Insurance Agency works hard to maintain our commitment to professionalism and personal service.
As an independent insurance agency, our loyalty is to you, our clients and their families.
Today, Howard Greenebaum and his wife Hilary continue to build upon a foundation of personal service and trust by providing Oregon seniors and their families, expert knowledge and unmatched friendly customer service.
As an independent insurance agency, Howard Insurance Agency works hard to maintain our commitment to professionalism and personal service.
As an independent insurance agency, our loyalty is to you, our clients and their families.
Do you have fairly frequent doctor or hospital visits?
If so, you may already know that Medicare Part A and Part B come with out-of-pocket costs you have to pay.
You might be able to save money with a Medicare Supplement insurance plan.
Medicare Supplement, or Medigap, insurance plans fill in "gaps" in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
In addition, Medicare Supplement plans may cover benefits like foreign emergency health coverage or Medicare Part B excess charges.
If so, you may already know that Medicare Part A and Part B come with out-of-pocket costs you have to pay.
You might be able to save money with a Medicare Supplement insurance plan.
Medicare Supplement, or Medigap, insurance plans fill in "gaps" in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
In addition, Medicare Supplement plans may cover benefits like foreign emergency health coverage or Medicare Part B excess charges.
Medicare Advantage plans are an alternative way to get Medicare coverage through private insurance companies instead of the federal government.
They provide the same benefits as Original Medicare and may include additional benefits such as dental, vision, drug, and wellness program coverage.
You enroll in a Medicare Advantage plan through a private insurance company, not the government.
You must be enrolled in Original Medicare before you can enroll in a Medicare Advantage plan.
You cannot have a Medicare Advantage plan and a Medicare Supplement insurance policy at the same time.
They provide the same benefits as Original Medicare and may include additional benefits such as dental, vision, drug, and wellness program coverage.
You enroll in a Medicare Advantage plan through a private insurance company, not the government.
You must be enrolled in Original Medicare before you can enroll in a Medicare Advantage plan.
You cannot have a Medicare Advantage plan and a Medicare Supplement insurance policy at the same time.
Do you have fairly frequent doctor or hospital visits?
If so, you may already know that Medicare Part A and Part B come with out-of-pocket costs you have to pay.
You might be able to save money with a Medicare Supplement insurance plan.
Medicare Supplement, or Medigap, insurance plans fill in "gaps" in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
In addition, Medicare Supplement plans may cover benefits like foreign emergency health coverage or Medicare Part B excess charges.
If so, you may already know that Medicare Part A and Part B come with out-of-pocket costs you have to pay.
You might be able to save money with a Medicare Supplement insurance plan.
Medicare Supplement, or Medigap, insurance plans fill in "gaps" in basic benefits left behind by Original Medicare, Part A and Part B, such as deductibles, coinsurance, and copayments.
In addition, Medicare Supplement plans may cover benefits like foreign emergency health coverage or Medicare Part B excess charges.
Approximately 90 percent of people over the age of 65 take at least one drug every week, yet Original Medicare does not provide coverage for most prescription medications.
As a Medicare beneficiary, you have two primary options for obtaining coverage for prescription drugs.
The first is enrolling in a Medicare Advantage plan that that provides such a benefit.
The second option is enrolling in a standalone Medicare Part D plan.
As of 2018, there were 22 Medicare Part D plans available in Oregon.
As a Medicare beneficiary, you have two primary options for obtaining coverage for prescription drugs.
The first is enrolling in a Medicare Advantage plan that that provides such a benefit.
The second option is enrolling in a standalone Medicare Part D plan.
As of 2018, there were 22 Medicare Part D plans available in Oregon.
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