Robert L. Nicholas Insurance and Financial Services offers free online insurance estimates for your automobile or homeowners insurance. Fill out our secure forms or call our office at (330) 454-6135. We also provide insurance quotes for recreational vehicles, rental properties. Since 1939 Robert L. Nicholas Insurance Agency has been helping individuals and businesses protect their assets from the risk of loss.
Robert L. Nicholas Insurance and Financial Services is a family owned business started from humble beginnings. Established by Robert Nicholas. We help our clients protect their families and their assets. We use life insurance, disability products, and savings products in order to help plan for unforeseen events and retirement. Learn more about our Financial Planning.
Robert L. Nicholas Insurance and Financial Services is a family owned business started from humble beginnings. Established by Robert Nicholas. We help our clients protect their families and their assets. We use life insurance, disability products, and savings products in order to help plan for unforeseen events and retirement. Learn more about our Financial Planning.
Services
We insure primary (including renters) and secondary residences and rental properties.
We can insure homes that are used by the owner (owner occupied) as a primary residence or seasonal.
We can also insure rental properties (tenant occupied) for 1-4 family dwellings.
Learn more about our Homeowners Insurance.
We insure automobiles that you use for daily commuting, collector cars, and recreational vehicles such as all-terrain vehicles, motorcycles, boats, campers, and RVs.
Learn more about our Automobile Insurance.
We can insure homes that are used by the owner (owner occupied) as a primary residence or seasonal.
We can also insure rental properties (tenant occupied) for 1-4 family dwellings.
Learn more about our Homeowners Insurance.
We insure automobiles that you use for daily commuting, collector cars, and recreational vehicles such as all-terrain vehicles, motorcycles, boats, campers, and RVs.
Learn more about our Automobile Insurance.
Primary (including renters) and secondary residences and rental properties.
We can insure homes that are used by the owner (owner occupied) as a primary residence or seasonal.
We can also insure rental properties (tenant occupied) for 1-4 family dwellings.
An owner occupied homeowner policy has two main sections: property and personal liability.
Other structures (detached structures on the premises, and unless increased, this value is 10% of "A").
This is designated as coverage B.
Personal Property (also a percentage of "A", it could be 50%, 75%, or other limit) - designated as coverage C.
We can insure homes that are used by the owner (owner occupied) as a primary residence or seasonal.
We can also insure rental properties (tenant occupied) for 1-4 family dwellings.
An owner occupied homeowner policy has two main sections: property and personal liability.
Other structures (detached structures on the premises, and unless increased, this value is 10% of "A").
This is designated as coverage B.
Personal Property (also a percentage of "A", it could be 50%, 75%, or other limit) - designated as coverage C.
We insure automobiles that you use for daily commuting, collector cars, and recreational vehicles such as, all-terrain vehicles, motorcycles, boats, campers, and RVs.
No matter what type of automobile or recreational vehicle you own, your policy(s) will have liability limits and depending on the age and condition of your vehicle you may also have physical damage coverage.
Comprehensive or "other than collision" and collision coverage provides physical damage to an insured's vehicle.
Liability limits exist for the other party if the insured is at fault.
No matter what type of automobile or recreational vehicle you own, your policy(s) will have liability limits and depending on the age and condition of your vehicle you may also have physical damage coverage.
Comprehensive or "other than collision" and collision coverage provides physical damage to an insured's vehicle.
Liability limits exist for the other party if the insured is at fault.
Excess liability is an additional layer of liability protection over your "underlying liability" that you carry on your automobile policy and personal liability (included with a homeowners policy), for example.
A personal umbrella policy is an additional layer of liability that covers your automobile, homeowners, and other personal lines policies such as a recreational vehicle policy or seasonal home.
You must maintain a certain limit of liability on each of the policies that an umbrella is intended to cover.
A personal umbrella policy is an additional layer of liability that covers your automobile, homeowners, and other personal lines policies such as a recreational vehicle policy or seasonal home.
You must maintain a certain limit of liability on each of the policies that an umbrella is intended to cover.
We insure offices, retail, manufacturers, distributors, apartment buildings, truckers, and other commercial automobile exposures, to name a few.
We can insure property, general liability, professional liability, liquor liability, and other lines of business depending on what a risk requires.
Commercial Insurance has some similarities and differences from the more familiar category of Personal Insurance.
Commonly asked questions as we get to know a new prospect, regardless of the type of business they own, are: length of time in business, experience in industry beyond business ownership, number of employees, revenue and payroll amounts, loss history with their prior carrier, and areas (county(s), state(s)) that business is conducted.
We can insure property, general liability, professional liability, liquor liability, and other lines of business depending on what a risk requires.
Commercial Insurance has some similarities and differences from the more familiar category of Personal Insurance.
Commonly asked questions as we get to know a new prospect, regardless of the type of business they own, are: length of time in business, experience in industry beyond business ownership, number of employees, revenue and payroll amounts, loss history with their prior carrier, and areas (county(s), state(s)) that business is conducted.
Reviews
Be the first to review Robert L Nicholas Insur Agency.
Write a Review
