If you are looking for an insurance carrier that can deliver exceptional value, excellent service and superior coverage, Erie and Niagara is the right company for you. Founded in 1875, we protect our 93,000 policyholders with quality products and services. We hold an A (Excellent) financial rating from A.M. Best Company, the insurance industry's leading rating organization.
Whether your needs are personal, farm or business related, we can help. There are over 300 professional independent insurance agents across Upstate New York representing Erie and Niagara Insurance offering superior service and innovative products. And if you have a claim, you can expect fair, prompt, and courteous service. We welcome the opportunity to be of service to you.
In addition to accepting one-time electronic payments, we also offer recurring payments from your checking or savings account.
Whether your needs are personal, farm or business related, we can help. There are over 300 professional independent insurance agents across Upstate New York representing Erie and Niagara Insurance offering superior service and innovative products. And if you have a claim, you can expect fair, prompt, and courteous service. We welcome the opportunity to be of service to you.
In addition to accepting one-time electronic payments, we also offer recurring payments from your checking or savings account.
Services
Erie and Niagara throughout its history has been able to respond to challenges and has prospered.
It is with that heritage we expect to meet future challenges.
Erie and Niagara Insurance Association will continue to build upon over 140 years of history as a policyholder-owned New York State regional insurance company by offering niche products to our agents and policyholders at competitive and stable pricing.
We will achieve this objective by providing profitable underwriting, fair claim handling and excellent customer service utilizing a blend of technology and educated employees, with a focus on our commitment to excellence!
It is with that heritage we expect to meet future challenges.
Erie and Niagara Insurance Association will continue to build upon over 140 years of history as a policyholder-owned New York State regional insurance company by offering niche products to our agents and policyholders at competitive and stable pricing.
We will achieve this objective by providing profitable underwriting, fair claim handling and excellent customer service utilizing a blend of technology and educated employees, with a focus on our commitment to excellence!
Erie and Niagara Insurance offers a personal insurance line that includes programs, additional coverages and endorsements to protect the life you live.
Choose the insurance team that's experienced in analyzing your risks and protecting businesses from a variety of exposures.
As the Largest farm insurer in the State of New York, Erie and Niagara provides a suite of products that will meet your specific insurance needs regardless of how large your piece of New York happens to be.
Choose the insurance team that's experienced in analyzing your risks and protecting businesses from a variety of exposures.
As the Largest farm insurer in the State of New York, Erie and Niagara provides a suite of products that will meet your specific insurance needs regardless of how large your piece of New York happens to be.
Our personal insurance products provide protection for homes, personal belongings, rental properties and more.
Our wide range of coverage options allow you to tailor your insurance program to meet your insurance needs while also achieving cost savings.
Coverage is available for owner occupied homes to protect your dwelling, personal property and personal liability.
Identity Theft Resolution Services is also included at no additional cost.
This program provides the most comprehensive homeowner coverage available through Erie and Niagara, subject to underwriting acceptability.
Our wide range of coverage options allow you to tailor your insurance program to meet your insurance needs while also achieving cost savings.
Coverage is available for owner occupied homes to protect your dwelling, personal property and personal liability.
Identity Theft Resolution Services is also included at no additional cost.
This program provides the most comprehensive homeowner coverage available through Erie and Niagara, subject to underwriting acceptability.
Businesses use Erie and Niagara's commercial products to insure their buildings, business personal property and liability exposures.
We insure a wide variety of risks including apartments, restaurants, clubs, offices, hotels, motels, self-storage buildings, barber / beauty shops and a wide array of retail and service type operations.
Following are descriptions of the major lines of commercial insurance we offer.
Offers the small residential trade contractor coverage for buildings, business personal property, loss of income and liability.
We insure a wide variety of risks including apartments, restaurants, clubs, offices, hotels, motels, self-storage buildings, barber / beauty shops and a wide array of retail and service type operations.
Following are descriptions of the major lines of commercial insurance we offer.
Offers the small residential trade contractor coverage for buildings, business personal property, loss of income and liability.
We have a long history as a farm focused insurance provider and pride ourselves on being the largest farm writer in New York State.
Our Farm Owner program provides coverage for many different farm types including dairy, beef, cattle, hog, sheep, fruit, crop, hobby and more.
Coverage is available for farm dwellings, personal property, personal liability, farm liability, garage structures, barns, silos and equipment.
Several optional endorsements providing important coverage for farms include Milk Spoilage, Ordinance and Law Coverage, Equipment Breakdown, Underground Utility Line Coverage and Weight of Ice, Sleet or Snow.
Our Farm Owner program provides coverage for many different farm types including dairy, beef, cattle, hog, sheep, fruit, crop, hobby and more.
Coverage is available for farm dwellings, personal property, personal liability, farm liability, garage structures, barns, silos and equipment.
Several optional endorsements providing important coverage for farms include Milk Spoilage, Ordinance and Law Coverage, Equipment Breakdown, Underground Utility Line Coverage and Weight of Ice, Sleet or Snow.
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