A public adjuster is a licensed claims expert (adjuster) who represents you the policy holder in matters related to property insurance claims as a result of fire, lightning, water, wind, hurricane, mold, theft, vandalism and storm damage to name a few. Southeast Public Adjusters are licensed professional loss consultants. We specialize in representing you, the policy holder, in matters related to insurance claims.
Our staff is experienced in adjusting claims on residential, condominium and commercial property. Our knowledge and skills have been accumulated from over 24 years of working for insurance companies, as well as, representing the policy holder. Our staff is comprised of former insurance industry representatives. We understand how your insurance company tries to cut their claim costs.
Our goal is to settle your claim with the greatest advantage to you, the policy holder. Our knowledge and experience will enable us to allow you your maximum benefits. Call us at(954) 441-5439 for help with your property insurance claim.
Our staff is experienced in adjusting claims on residential, condominium and commercial property. Our knowledge and skills have been accumulated from over 24 years of working for insurance companies, as well as, representing the policy holder. Our staff is comprised of former insurance industry representatives. We understand how your insurance company tries to cut their claim costs.
Our goal is to settle your claim with the greatest advantage to you, the policy holder. Our knowledge and experience will enable us to allow you your maximum benefits. Call us at(954) 441-5439 for help with your property insurance claim.
Services
Southeast Public Adjusters are professional loss consultants representing and assisting home owners and property owners throughout Florida ( and other states ) with insurance claims on your behalf.
We represent you, not your insurance company!
Our knowledge and skill has been accumulated from over eighteen ( 18 ) years of working for insurance companies as well as representing the policy holder.
Today we only represent policy holders like you.
We represent you, not your insurance company!
Our knowledge and skill has been accumulated from over eighteen ( 18 ) years of working for insurance companies as well as representing the policy holder.
Today we only represent policy holders like you.
What are the different types of fire damage that a Florida homeowner or business owner can suffer?.
Homeowners generally suffer fires from electrical issues, cooking issues ( grease fires, unattended pots or pans on stove etc.) cigarette smoking, lightning strikes, faulty appliances, and clothes dryers.
Businesses generally suffer fires from electrical issues and improperly stored items.
Restaurants tend to have kitchen fires.
Warehouses also have equipment failure, such as fork lift failures.
Depending on what type of business it is, some businesses have more exposure to potential fire damage then others of course.
Homeowners generally suffer fires from electrical issues, cooking issues ( grease fires, unattended pots or pans on stove etc.) cigarette smoking, lightning strikes, faulty appliances, and clothes dryers.
Businesses generally suffer fires from electrical issues and improperly stored items.
Restaurants tend to have kitchen fires.
Warehouses also have equipment failure, such as fork lift failures.
Depending on what type of business it is, some businesses have more exposure to potential fire damage then others of course.
Mold damage claims can be difficult to understand.
Mold itself is not a covered cause of loss, however it is covered if it's caused by a covered peril.
In other words, if you have mold / mildew in the home that is not caused by a covered peril you have no coverage.
If the mold/mildew damage is caused by or results from a water leak (one example) then an insurance claim for the cost of removal and repairs would be covered.
Most of today's insurance policies have limits and some exclude coverage completely therefore it is very important to review your policy.
Mold itself is not a covered cause of loss, however it is covered if it's caused by a covered peril.
In other words, if you have mold / mildew in the home that is not caused by a covered peril you have no coverage.
If the mold/mildew damage is caused by or results from a water leak (one example) then an insurance claim for the cost of removal and repairs would be covered.
Most of today's insurance policies have limits and some exclude coverage completely therefore it is very important to review your policy.
Most property insurance contracts cover the peril of windstorms and include tornado, hurricane, tropical storm, hail and even wind storm damage associated with thunderstorms.
Severe winter conditions (Collapsed buildings from snow & ice, Frozen Pipes, leakage from snow & ice dams).
When disaster strikes, Insurance companies in the area where the damage has occurred are inundated with insurance claims.
This flood of inquiries and claims quickly overwhelms their resources, causing them to hire Independent Catastrophe Adjusters to help with the work load.
Severe winter conditions (Collapsed buildings from snow & ice, Frozen Pipes, leakage from snow & ice dams).
When disaster strikes, Insurance companies in the area where the damage has occurred are inundated with insurance claims.
This flood of inquiries and claims quickly overwhelms their resources, causing them to hire Independent Catastrophe Adjusters to help with the work load.
Here is a list of things you should do to begin your property damage insurance claim after property damage is done from a Florida hurricane.
When it is safe to do so, inspect your property and photograph any and all damages no matter how slight it may look.
You will need these before and after photos of Irma Hurricane damage to help process your property damage insurance claims.
If you have contents/personal items damaged, photograph and document all damaged items and specifically show the damages from the hurricane.
When it is safe to do so, inspect your property and photograph any and all damages no matter how slight it may look.
You will need these before and after photos of Irma Hurricane damage to help process your property damage insurance claims.
If you have contents/personal items damaged, photograph and document all damaged items and specifically show the damages from the hurricane.
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