Strategic Insurance Services was born out of the need to provide the building community and other business professionals the most comprehensive insurance while doing it in a friendly and knowledgeable manner. Specializing in helping our clients with ALL their insurance needs, SIS & SMWIS strive to stay on top of the ever-changing Insurance Market in order to offer our clients the best rates & coverage available in the marketplace.
Our commitment to customer satisfaction and unparalleled quality has not only helped fuel our growth, but has also contributed to building a stellar reputation among the public. We love hearing from our customers, so if you have feedback don't hesitate to contact us. Stephanie is hardworking, diligent. She is creative while being grounded and capable of accurately representing her product and company.
The Insurance Market is forever changing and in order to keep up, SIS constantly researches and procures new developments and programs to help your business and interests!
Our commitment to customer satisfaction and unparalleled quality has not only helped fuel our growth, but has also contributed to building a stellar reputation among the public. We love hearing from our customers, so if you have feedback don't hesitate to contact us. Stephanie is hardworking, diligent. She is creative while being grounded and capable of accurately representing her product and company.
The Insurance Market is forever changing and in order to keep up, SIS constantly researches and procures new developments and programs to help your business and interests!
Services
Stephanie Beninati is the Broker/Owner of Strategic Insurance Services and has been assisting the Construction and Real Estate Community with their insurance and warranty needs since the late 90's.
Stephanie started SIS in 2013 when she saw a need for educating clients not just selling them insurance.
Stephanie has been an active member of her community, sitting on the Board of Directors for the Home Builders Associations of Metro Denver; The Home Builders Foundation & The Construction Resource Group, where she was a founding member.
Stephanie started SIS in 2013 when she saw a need for educating clients not just selling them insurance.
Stephanie has been an active member of her community, sitting on the Board of Directors for the Home Builders Associations of Metro Denver; The Home Builders Foundation & The Construction Resource Group, where she was a founding member.
Through no fault of your own, a home can develop a structural defect OR a homeowner could perceive normal settling as a structural issue.
Either way let our SISWarranty+ program protect you from those situations.
Unlike other warranty companies, we not only issue a 10-2 structural warranty but you will have a dedicated Warranty Manager who will assist you with as little or as much of the paperwork and follow-up as you want, so it doesn't become "just another thing to worry about".
Strategic Insurance Services specializes in Hard to Place Risk.
Either way let our SISWarranty+ program protect you from those situations.
Unlike other warranty companies, we not only issue a 10-2 structural warranty but you will have a dedicated Warranty Manager who will assist you with as little or as much of the paperwork and follow-up as you want, so it doesn't become "just another thing to worry about".
Strategic Insurance Services specializes in Hard to Place Risk.
SISBuilder+ offers services with the most comprehensive plan to fit for your business needs.
Builder's Risk Insurance, people also refer to it as Course of Construction, is a form of insurance which covers a building where the building is presently being constructed.
The builders risk insurance policy will pay for damages up to the coverage limit.
The limit must accurately reflect the total completed value of the structure (all materials and labor costs, but not including land value).
The builders risk policy will provide coverage for damage done to the insured structure from a wide variety of events.
Builder's Risk Insurance, people also refer to it as Course of Construction, is a form of insurance which covers a building where the building is presently being constructed.
The builders risk insurance policy will pay for damages up to the coverage limit.
The limit must accurately reflect the total completed value of the structure (all materials and labor costs, but not including land value).
The builders risk policy will provide coverage for damage done to the insured structure from a wide variety of events.
If you want to use an FHA loan on new construction or to purchase a house that is less than one year old, then you generally must come up with at least 10 percent of the purchase price as a down payment.
If you start working on obtaining an FHA loan after construction has begun, you will probably have to obtain a 10-year warranty from your builder.
When you obtain a 10-year warranty, you remove the 90-percent limitation and are allowed to borrow up to 97 percent of the home's value.
The need for ten year structural warranties began in the 1970s when Congress suggested that builders escrow 10% of the price of a home to cover structural defects (which statistically occur about as often as major fire damage).
If you start working on obtaining an FHA loan after construction has begun, you will probably have to obtain a 10-year warranty from your builder.
When you obtain a 10-year warranty, you remove the 90-percent limitation and are allowed to borrow up to 97 percent of the home's value.
The need for ten year structural warranties began in the 1970s when Congress suggested that builders escrow 10% of the price of a home to cover structural defects (which statistically occur about as often as major fire damage).
I have worked closely with Stephanie on many occasions and an honored to recommend her to any business.
Stephanie's passion for her occupation is evident when you take the opportunity to meet with her.
Her knowledge coupled with her ability to communicate pertinent information allow you to easily understand how she can help protect your business.
Stephanie is hardworking, diligent.
She is creative while being grounded and capable of accurately representing her product.
I believe her company is an asset to the industry because Stephanie is an asset to the Home Construction Industry.
Stephanie's passion for her occupation is evident when you take the opportunity to meet with her.
Her knowledge coupled with her ability to communicate pertinent information allow you to easily understand how she can help protect your business.
Stephanie is hardworking, diligent.
She is creative while being grounded and capable of accurately representing her product.
I believe her company is an asset to the industry because Stephanie is an asset to the Home Construction Industry.
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