The Walker Agency

Mychal graduated from Auburn University, where he received a degree in Mass Communications with a minor in Marketing, Philosophy and Theatre.
Mychal's experience in Radio, Television and Telecommunications has provided many venues for Mychal in the business world.
After working several years with telecommunications giants such as AT&T, Bell South, and US Sprint in their marketing departments, he decided it was time to make his mark as an entrepreneur.
Mychal started TriComm, Inc., his first company in 1986.

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan.
Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.

We believe that the better educated you are about Medicare, the easier it will be for you to make the right decisions about your Medicare health insurance choices.
That's why we've created this resource section.
This Medicare information section is here to educate you about your insurance options and provide you with the resources you need to help you select the right plan for your unique needs.
If there's anything you need or if you have any questions, please feel free to contact us.
We are here to help.

One reason for choosing a life insurance policy is to figure how much your dependents will need after you're gone.
How much debt you have: All of your debts must be paid off in full, including car loans, mortgages, credit cards, etc.
If you have a $200,000 mortgage and a $4,000 car loan, you need at least $204,000 in your policy to cover your debts (and possibly a little more to take care of the interest as well).
Income Replacement: One of the biggest factors for life insurance is for income replacement, which will be a major determinant of the size of your policy.

We won't admit it but NOW is the time to start planning for our long term care needs.
Planning ahead is important because 70% of people turning age 65 can expect to use some form of long-term care during their lives.
And, most likely the older you get the greater the chance you will need long term care.
It's important to plan ahead because the cost of services often exceeds what you can afford to pay from your income and other investments.
With planning, there is a greater likelihood that you will be able to leave an estate to your heirs, because you are less likely to use up your nest egg.