Kast Insurance
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Kast Insurance
As an independent insurance agency, we can provide several companies to compare and choose rates objectively. We work for your best interest, not for insurance company profits. Though we can handle insurance anywhere in the state of Florida, the majority of our customers are in the local area. We recognize that even though technology allows for many things it cannot replace face to face contact.

With over 40 years experience in commercial and personal insurance, even other agents seek our advice. We have a broad and in-depth knowledge to draw upon.
Services
After working over 15 years in the commercial insurance business, Thomas J. Kast began concentrating on personal lines in 2002 and specializes in auto, home, and umbrella coverages.
Thom has worked the last 12 years in the Naples and Bonita Springs area and has acquired detailed knowledge of important Florida requirements and local nuances.
Thom saw that many other agencies were operating under business models which often were not in the customer's best interest.
Many agencies had absentee owners who were hiring inexperienced agents who were not properly licensed.
Whether you are new to Florida, seasonal, have special circumstances, or just shopping around we can help get you the auto insurance coverage you need.
When you move to Florida, the state of Florida requires that you register your car and you will need to be insured before you register your car.
If you have a license from out of state or a foreign country, you must still get insurance in Florida if you have a car in the state.
In short, you need Florida insurance to insure a Florida license plate.
We offer homeowners insurance, condo insurance, and we can educate you on wind mitigation features.
Whether your property is individually owned, an investment property or owned by a trust we can help you and offer fast (same day) turnaround.
It is important to know a bit of insurance history.
When Hurricane Andrew hit in 1992 all major national insurance companies sustained catastrophic losses.
That prompted a mass exodus from Florida leaving smaller companies to fill the void.
Hurricane Andrew and the devastation that followed encouraged the restructuring of the Florida homeowner's insurance system and the creation of The Florida Insurance Guaranty Association.
We can cover most all boats including sailboats, deckboats, fishing boats, center consoles, flat boats, and runabouts.
Just like cars, boats come in all shapes, sizes and dollar amounts.
Our boat insurance policies offer all the coverage's you will need while keeping your rates affordable.
We even offer Roadside Assistance and On-Water Towing for unpredictable events.
Your policy can be custom fitted toward your own exposures.
You can work with us by phone or in person.
Health Insurance Plans are our specialty.
We work closely with Assurant, Florida Blue, Cigna, Aetna, United Healthcare and Humana and get you the same rates as going direct, with added service.
Kast Insurance is the only agency that does comparisons between companies and networks of providers.
We have proprietary comparisons and do the legwork so you don't have to!
Kast Insurance is unique as a boutique health insurance agency set up to deal with individuals looking for premier companies to cover all of their health and dental needs.
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