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If have a "Qualifying Event", you can apply for a health insurance policy within 60 days of the event. Changes in household. Pick a plan by the last day of the month and your coverage can start the first day of the next month. Had a baby, adopted a child, or placed a child for foster care. Your coverage can start the day of the event - even if you enroll in the plan up to 60 days afterward.

Got divorced or legally separated and lost health insurance. Note: Divorce or legal separation without losing coverage doesn't qualify you for a Special Enrollment Period. You'll be eligible for a Special Enrollment Period if someone on your Marketplace plan dies and as a result you're no longer eligible for your current health plan. Changes that make you no longer eligible for Medicaid or the Children's Health Insurance Program (CHIP).

Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder. Learn about Special Enrollment Periods for complex issues.
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