Ricky Duke Ohio Licensed Insurance Agent
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When I started in insurance, I used to meet with folks at their kitchen table. We would small talk for a while and then talk about insurance. I would often leave their home with a paper check to cover the 1st months premium. That was 15 years ago, and the internet has changed the way most people now shop for insurance. Today's consumer has most if not all of the information they want/need at their fingertips.

Signing up and enrolling is often as simple as entering information and clicking submit. I have found that today's consumer just needs some help navigating, sorting, and breaking down information. A real person with real experience to guide them in their own unique process.
Services
Medicare Supplement Open Enrollment is a one-time window during which you can enroll in any Medicare Supplement policy.
You will not have to answer any medical questions.
The Medicare Supplement insurance companies cannot turn you down during your personal Medigap Open Enrollment Period.
Medicare pays a fixed amount for your coverage each month to the company offering that plan.
If you join a Medicare Advantage Plan, you'll still have Medicare but you'll get most of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan, not Original Medicare.
Guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.
A standard universal life insurance policy's cash value grows according to the performance of the insurer's portfolio and can be used to pay premiums.
Variations such as indexed universal life insurance give you options for how to invest the policy's cash value.
While an exclusive agent is only able to offer insurance options from a single company, an independent local insurance agent can offer multiple life insurance quotes from a number of carriers.
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