Today's Insurance Benefits is not owned by any insurance company, therefore we provide objective information to consumers and small business owners, helping them make informed decisions about their insurance needs. Today's Insurance Benefits is a business-to-consumer insurance agency that delivers Web-based, insurance information to individuals, families and small businesses who are in need of insurance information.
If you are like most people you hate shopping for insurance, you don't want a stranger to come to your house and try to sell you insurance. We can do everything from start to finish on the computer, email, phone and fax. Don't get me wrong, I will be happy to come meet you and do everything in person if that's what you want. Most people are too busy and do not want to schedule an appointment with an insurance advisor.
So it usually NEVER gets done! We have made it easier for you! Or you can just go to any of the quote forms on this website fill it out and it comes STRAIGHT TO ME nobody else will ever see your information.
If you are like most people you hate shopping for insurance, you don't want a stranger to come to your house and try to sell you insurance. We can do everything from start to finish on the computer, email, phone and fax. Don't get me wrong, I will be happy to come meet you and do everything in person if that's what you want. Most people are too busy and do not want to schedule an appointment with an insurance advisor.
So it usually NEVER gets done! We have made it easier for you! Or you can just go to any of the quote forms on this website fill it out and it comes STRAIGHT TO ME nobody else will ever see your information.
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The official name for "ObamaCare" is the Patient Protection and Affordable Care Act (PPACA).
It is also commonly referred to as ObamaCare, Health Care Reform, or the Affordable Care Act (ACA).
You must have health insurance by then or you'll receive a tax penalty of $695 per person ($347.50 per child under 18) or 2.5% of your yearly household income whichever is higher in 2017.
If you don't qualify for special enrollment (SEP) you can still sign up for some types of temporary (short term) private health insurance outside of the marketplace through an agent, broker or provider.
It is also commonly referred to as ObamaCare, Health Care Reform, or the Affordable Care Act (ACA).
You must have health insurance by then or you'll receive a tax penalty of $695 per person ($347.50 per child under 18) or 2.5% of your yearly household income whichever is higher in 2017.
If you don't qualify for special enrollment (SEP) you can still sign up for some types of temporary (short term) private health insurance outside of the marketplace through an agent, broker or provider.
Our online store and enrollment center allows you quick and easy access to many of the products that we offer.
Many of the products that we offer are only available traditionally at this time.
If you don't see what you need, please let us know.
Your business is very important to us.
If you have questions or would like to know about all the policies that we offer please contact our office.
Many of the products that we offer are only available traditionally at this time.
If you don't see what you need, please let us know.
Your business is very important to us.
If you have questions or would like to know about all the policies that we offer please contact our office.
An individual plan is one purchased on the private market, not tied to workplace benefits.
Although they are called "individual" plans, they can cover you, your spouse and your children.
Health plans that cover children cannot deny or limit coverage for youngsters under age 19 because of a health condition.
For now, though, there is no guarantee that an insurer will accept an adult for an individual policy in most states.
Individual plans are medically underwritten and the insurer may reject your application or attach exclusions to the policy if you have health problems.
Although they are called "individual" plans, they can cover you, your spouse and your children.
Health plans that cover children cannot deny or limit coverage for youngsters under age 19 because of a health condition.
For now, though, there is no guarantee that an insurer will accept an adult for an individual policy in most states.
Individual plans are medically underwritten and the insurer may reject your application or attach exclusions to the policy if you have health problems.
Defined or Limited Medical Benefit Provide an affordable approach to healthcare.benefit alternatives for those individuals who can't afford a Major Medical Plan.
Not all Defined or Limited Benefit Plans are alike (like Major Medical) these plans vary greatly in benefits and costs!
Make sure you understand your coverages!
These plans can cost far less than traditional insurance, but they "cap" what the insurer will pay toward medical care.
Generally, they have a maximum amount the insurer will pay in a given year that is the reason they are called Defined or Limited Benefits.
Not all Defined or Limited Benefit Plans are alike (like Major Medical) these plans vary greatly in benefits and costs!
Make sure you understand your coverages!
These plans can cost far less than traditional insurance, but they "cap" what the insurer will pay toward medical care.
Generally, they have a maximum amount the insurer will pay in a given year that is the reason they are called Defined or Limited Benefits.
Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company.
A group health insurance plan is a key component of many employee benefits packages that employers provide for employees.
The majority of Americans have group health insurance coverage through their employer or the employer of a family member.
One of the advantages for employees in a group health plan is the contribution most employers make toward the cost of the health coverage premium-in many cases, employers pay one-half or more of the monthly premium for an employee.
A group health insurance plan is a key component of many employee benefits packages that employers provide for employees.
The majority of Americans have group health insurance coverage through their employer or the employer of a family member.
One of the advantages for employees in a group health plan is the contribution most employers make toward the cost of the health coverage premium-in many cases, employers pay one-half or more of the monthly premium for an employee.
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