Pars American Insurance Agency

Pars American Insurance is a destination for consumers to learn more about available insurance products and be matched up with a licensed and appointed insurance agency.
We, at Pars American, maintain the highest standards of quality and integrity in selecting the carriers and products that agents represent.
We truly believe the products quoted by our agency represent the best in class product offering.

Open enrollment may be over, but you can still get health insurance if you are having a qualifying life event.
Below are common examples/types of qualifying life events:.
You change where you permanently live, and you gain access to new Covered California health insurance plans.
This includes moving to California from another state.
This also applies to individuals who are released from jail or prison.
You lose your health coverage.
For example, you are no longer eligible for Medi-Cal, or you lose health coverage through your job.

This insurance offers protection that can help cover costs of nursing homes, home care, and many other services if the need arises.
Generally, the need for long term care arises when you are unable to perform basic activities of your daily living as applies to anyone and any age, suffering from a major accident, an injury, or a chronic illness, or loss of memory.

A Homeowner policy insures your home, any structure attached to it such as a garage or porch, and any detached building on your property that is not used for business or rented to others.
This coverage also includes your personal property such as furniture, and clothing, etc.
You must review and understand the perils that are covered in your policy; which means not only fire coverage, but also water damage, theft, or any other applicable perils.
Your insurance includes also personal liability that provides payment for bodily injury or property damage to a third party that you or a member of your household could be legally responsible for.

When it comes to owning a car, there are a few things that go along with the luxury.
While the occasional driver will drive five miles out of their way to get the best gas prices in town, many drivers forget that they should shop around for a reasonable car insurance as well.
If you are looking for extremely cheap car insurance, your best bet is to go with a company that offers minimum coverage.
Each state requires a certain minimum amount of auto coverage in which all drivers must be covered under.