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North Carolina has strict rules when it comes to auto insurance: All motorists in the state must take out an auto insurance policy before hitting the roads here. Those drivers caught driving without proper auto insurance? They can face severe financial penalties and could even lose their driving privileges. You don't want this to happen to you. You've found the perfect home in North Carolina for you and your family.

Now it's time to apply for a mortgage loan to finance the purchase of that home. This is when you need homeowners insurance. Mortgage lenders in North Carolina won't provide you with mortgage dollars if you don't first take out a homeowners insurance policy. No one wants to pay for insurance. But investing in the right insurance policies is a smart move.

What if your motorcycle was damaged in a serious accident while you were driving one of North Carolina's busy highways? What if you were to become disabled at work? What if your collection of classic cars was damaged in a garage fire.
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North Carolina has strict rules when it comes to auto insurance: All motorists in the state must take out an auto insurance policy before hitting the roads here.
The best way to find an auto insurance policy that won't bust your budget is to shop around with insurers that provide insurance in North Carolina.
That way, you can find the auto insurance policy that offers the protection you need at a fair price.
Here's where there is some good news: We offer our own online rate-comparison shopper.
By entering your basic information into our online comparison tool, you can quickly pull up insurance quotes from the top providers of auto insurance throughout the state.
You've found the perfect home in North Carolina for you and your family.
Now it's time to apply for a mortgage loan to finance the purchase of that home.
This is when you need homeowners insurance.
Mortgage lenders in North Carolina won't provide you with mortgage dollars if you don't first take out a homeowners insurance policy.
But even if lenders didn't have this requirement, you should still take out a homeowners policy.
It's the only way to protect your home in North Carolina.
If a natural disaster should destroy your home, a homeowners insurance policy will pay to rebuild it.
North Carolina commercial insurance provides a way for business owners to minimize some of the financial risks they face when it comes to owning and operating a business.
North Carolina is business-friendly, but even a company that manages to avoid making mistakes isn't able to completely prevent financial risk.
With the help of our independent agency, it may be possible to minimize some of the financial risks associated with owning a company.
Let our team help you to find affordable, but comprehensive coverage that fits your business.
Check out our DUI Insurance rates.
Have you been convicted of a DUI or DWI as it is called in North Carolina?
If you have, Brown-Phillips Insurance can offer the best rates in NC for drivers with a DUI conviction.
Don't pay the high cost of insurance that other carriers are offering.
Don't let your physical damage coverage be dropped as most carriers will do once you have a DUI.
A DUI stays on your insurance for three years from the conviction date and until your next renewal date.
A DUI conviction carries a mandatory twelve month license suspension however a limited privilege license is available.
No one wants to pay for insurance.
But investing in the right insurance policies is a smart move.
What if your motorcycle was damaged in a serious accident while you were driving one of North Carolina's busy highways?
What if you were to become disabled at work?
What if your collection of classic cars was damaged in a garage fire?
The right insurance policies would provide the financial protection you need in each case.
Of course, insurance policies can be expensive.
That's where an independent insurance agency such as Brown Phillips Insurance can help.
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