Our mission is to find affordable health insurance, life insurance and long term care insurance, which best fits your individual, family and small business needs!. Solid Health Insurance finds you affordable health insurance by comparing the rates from carriers such as Anthem, Blue Shield, Kaiser Permanente, Cigna, Health Net inside and outside the California State Health Insurance Exchange, Covered California.
We believe that affordable life insurance and long term care insurance will protect your family from unexpected life events. We provide you with affordable life and long term care insurance comparison quotes with carriers such as Transamerica, Allianz, Genworth, ING and other carriers. What does solid mean? It means that your health, life, home and business are adequately insured.
We want to make sure that your hard-earned assets are protected, so that you can concentrate on achieving your family dreams and financial and business goals. Barbara's strong sense of organization and hard work has allowed her to be a successful business expert in Los Angeles for 25 years.
We believe that affordable life insurance and long term care insurance will protect your family from unexpected life events. We provide you with affordable life and long term care insurance comparison quotes with carriers such as Transamerica, Allianz, Genworth, ING and other carriers. What does solid mean? It means that your health, life, home and business are adequately insured.
We want to make sure that your hard-earned assets are protected, so that you can concentrate on achieving your family dreams and financial and business goals. Barbara's strong sense of organization and hard work has allowed her to be a successful business expert in Los Angeles for 25 years.
Services
Barbara's strong sense of organization and hard work has allowed her to be a successful business expert in Los Angeles for 20 years.
After handling the insurance matters for a manufacturing company for 5 years, Barbara decided to found Solid Health Insurance Services.
Her clients enjoy her very personal approach to find the best insurance package for them.
Her consultative approach helps the client to understand the many different choices and helps to find a "solid" plan.
She believes that every family, business and individual has to have a game plan to handle the "unexpected", Barbara examines your current insurance package for your health, life, home, family and business.
After handling the insurance matters for a manufacturing company for 5 years, Barbara decided to found Solid Health Insurance Services.
Her clients enjoy her very personal approach to find the best insurance package for them.
Her consultative approach helps the client to understand the many different choices and helps to find a "solid" plan.
She believes that every family, business and individual has to have a game plan to handle the "unexpected", Barbara examines your current insurance package for your health, life, home, family and business.
Barbara G. Kempen is the owner of Solid Health Insurance Services and the "go-to" person for all your insurance needs including health, life, disability, long term care, and business insurance.
With an MBA and over 25 years of business management experience, Barbara brings her incisive analytical skill to helping client's craft the perfect insurance package.
Unlike a big, impersonal corporation, Barbara's mission is to offer each client personal attention.
Her genuine desire to help each client tailor the optimum insurance coverage for their needs sets Barbara apart from the competition, as does her compassion and warmth.
With an MBA and over 25 years of business management experience, Barbara brings her incisive analytical skill to helping client's craft the perfect insurance package.
Unlike a big, impersonal corporation, Barbara's mission is to offer each client personal attention.
Her genuine desire to help each client tailor the optimum insurance coverage for their needs sets Barbara apart from the competition, as does her compassion and warmth.
The deductible for many individual, family, and group plans are considerably higher than years ago.
The Silver 70 and Bronze 60 plans have medical deductibles of $ 4,000 or $ 6,300 respectively for an individual or double for a family ($8,000 for the Silver 70, $12,600 for the Bronze 60).
These plans have an additional out-of-pocket maximum of $7,800 for an individual or $15,600 for a family.
To offset the financial risk of having to pay the deductibles and out-of-pocket maximum annually, many families elect to buy supplemental insurance plans.
The Silver 70 and Bronze 60 plans have medical deductibles of $ 4,000 or $ 6,300 respectively for an individual or double for a family ($8,000 for the Silver 70, $12,600 for the Bronze 60).
These plans have an additional out-of-pocket maximum of $7,800 for an individual or $15,600 for a family.
To offset the financial risk of having to pay the deductibles and out-of-pocket maximum annually, many families elect to buy supplemental insurance plans.
Think of HSAs as "medical" IRAs.
They are tax advantaged accounts that individuals with an HSA compatible high deductible health plan (HDHP) can fund and use to pay for medical expenses.
Because they are tax advantaged and balances can accumulate over time, HSAs can also be used to accumulate wealth.
In addition, HSAs are owned by the individual account holder and are therefore portable.
You cannot have dual health insurance coverage (be covered by another non-HSA qualified health plan.).
The 2020 IRS contribution limits are $3,550 for a single plan coverage and $7,100 for a family plan coverage.
They are tax advantaged accounts that individuals with an HSA compatible high deductible health plan (HDHP) can fund and use to pay for medical expenses.
Because they are tax advantaged and balances can accumulate over time, HSAs can also be used to accumulate wealth.
In addition, HSAs are owned by the individual account holder and are therefore portable.
You cannot have dual health insurance coverage (be covered by another non-HSA qualified health plan.).
The 2020 IRS contribution limits are $3,550 for a single plan coverage and $7,100 for a family plan coverage.
I wish I could rate Nick Bartuzik TEN STARS for his service in assisting me.
If you are looking for someone who truly CARES about helping you (financially & personally), with FOLLOW THROUGH like you have NEVER experienced - CALL Nick!
From counseling on plans to following through AFTER getting my business (He spent extensive time, calls, emails and corrected a billing issue that would have cost me thousands as I had NO idea of how to fix it ).
He is immediately responsive to all of my calls (even on weekends and after hours) and his interest in making sure you are getting all that you need AFTER signing up is uncommon in today's world.
If you are looking for someone who truly CARES about helping you (financially & personally), with FOLLOW THROUGH like you have NEVER experienced - CALL Nick!
From counseling on plans to following through AFTER getting my business (He spent extensive time, calls, emails and corrected a billing issue that would have cost me thousands as I had NO idea of how to fix it ).
He is immediately responsive to all of my calls (even on weekends and after hours) and his interest in making sure you are getting all that you need AFTER signing up is uncommon in today's world.
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