We are an independent brokerage that works closely with you to find a health insurance plan to meet your needs. Insurance is an important part of everyone's lives and we understand that constant changes and rate increases can make it difficult to find the right plan. With a wide variety of health care options available, our experienced team will assist you with any questions or concerns as we search our many providers on your behalf.
Our job is to do the shopping for you, which saves you time and money! With hundreds of satisfied customers, you can rest assured that our team of professional brokers have you covered. Contact us today to get the most out of your healthcare.
Our job is to do the shopping for you, which saves you time and money! With hundreds of satisfied customers, you can rest assured that our team of professional brokers have you covered. Contact us today to get the most out of your healthcare.
Services
Oklahoma Health Options was founded by Russell Grafrath in 2016 in a direct response to the rising costs of health Insurance, which has mainly impacted the small business owners and the self employed of Oklahoma.
From there several lines of insurance were added such as life, Medicare and long term care.
As a brokerage we can contract with any provider so we are able to search the market for you and find best in class providers in order to decrease costs and increase benefits.
Essentially, Oklahoma Health Options is your one stop shop for all you insurance needs.
From there several lines of insurance were added such as life, Medicare and long term care.
As a brokerage we can contract with any provider so we are able to search the market for you and find best in class providers in order to decrease costs and increase benefits.
Essentially, Oklahoma Health Options is your one stop shop for all you insurance needs.
The individuals and families across Oklahoma who must purchase insurance through the individual market have been some of the hardest hit by the rising costs of Health Insurance in the last few years.
In Fact, some Oklahoma insurance premiums have increased by almost 400% since 2013.
Individuals and families who make too much money to qualify for subsidies through the Federal Marketplace have felt the full effect of the premium increases.
Many families we have consulted here at Oklahoma Health Options have seen their premiums increase to $2,000 per month and MORE!
In Fact, some Oklahoma insurance premiums have increased by almost 400% since 2013.
Individuals and families who make too much money to qualify for subsidies through the Federal Marketplace have felt the full effect of the premium increases.
Many families we have consulted here at Oklahoma Health Options have seen their premiums increase to $2,000 per month and MORE!
The rising costs of the "Obamacare" plans or "Affordable Care Act" plans on the individual market has been front and center in the media for some time now.
However, the cost of group health insurance has been deeply impacted by the volatility of the US insurance market as well and most business owners have felt the sting of these rising costs.
In fact, health insurance has now become the second biggest expense next to payroll for business owners.
The most viable option today to get the high costs of group health insurance down is the "Self Funded" model, which allows today's small, medium or large business owner more flexibility, quality and savings.
However, the cost of group health insurance has been deeply impacted by the volatility of the US insurance market as well and most business owners have felt the sting of these rising costs.
In fact, health insurance has now become the second biggest expense next to payroll for business owners.
The most viable option today to get the high costs of group health insurance down is the "Self Funded" model, which allows today's small, medium or large business owner more flexibility, quality and savings.
Life insurance is probably one of the last things most people want to talk about but it's incredibly necessary.
If you were to pass today, how long would your family be able to maintain their current lifestyle?
How long would it be before your family begins to struggle financially and pay the mortgage, car payments, schooling and the like.
Did you know?
The standard equation for life insurance includes 10 times the income of the insured, plus the future cost of your children's college, plus your current debt.
If you were to pass today, how long would your family be able to maintain their current lifestyle?
How long would it be before your family begins to struggle financially and pay the mortgage, car payments, schooling and the like.
Did you know?
The standard equation for life insurance includes 10 times the income of the insured, plus the future cost of your children's college, plus your current debt.
Oklahoma Health Options offers one of the most complete choices of Medicare plans in the state of Oklahoma including Medigap or Medicare supplemental plans and Medicare Advantage plans.
We can search through dozens of companies to find the best fit for you and your family.
We offer assistance to clients state wide but are close enough to do in person consultations for people in the following communities: Edmond, OK, Oklahoma City, OK, Moore, OK, Norman OK, Yukon, OK and Guthrie, OK.
Medicare is a fee-for-service health care program for seniors, in which the government pays health care providers directly for services that fall under Parts A and B of Medicare benefits (see below).
We can search through dozens of companies to find the best fit for you and your family.
We offer assistance to clients state wide but are close enough to do in person consultations for people in the following communities: Edmond, OK, Oklahoma City, OK, Moore, OK, Norman OK, Yukon, OK and Guthrie, OK.
Medicare is a fee-for-service health care program for seniors, in which the government pays health care providers directly for services that fall under Parts A and B of Medicare benefits (see below).
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