Keep your business protected no matter what happens. Get comprehensive insurance plans from Kapatoes Insurance Services; The Health Food Insurance Group, a reliable insurance agency in Warwick, RI and Lake Mary, FL. We offer a wide range of insurance products tailored to meet your company's specific needs. Whether you require workers' compensation, product liability, or commercial auto insurance, we have you covered.
We have been servicing the industry for more than 30 years while insuring a few thousand retail stores nationwide in the program. We are a specialty insurance agency solely representing the natural food and vitamin industry with our exclusive insurance partner Great American Insurance Group. We do not represent any other industry group, and we are committed to our friends in the natural food and vitamin segment.
We began in 1997 with the help of Steve Townsend of Cornucopia Natural Foods, now United Natural Foods, to establish a specialized insurance program for health food and vitamin stores that leveraged the buying power of the warehouse to bring volume discounts to the retailers and recognizing the unique coverage needs of the stores.
We have been servicing the industry for more than 30 years while insuring a few thousand retail stores nationwide in the program. We are a specialty insurance agency solely representing the natural food and vitamin industry with our exclusive insurance partner Great American Insurance Group. We do not represent any other industry group, and we are committed to our friends in the natural food and vitamin segment.
We began in 1997 with the help of Steve Townsend of Cornucopia Natural Foods, now United Natural Foods, to establish a specialized insurance program for health food and vitamin stores that leveraged the buying power of the warehouse to bring volume discounts to the retailers and recognizing the unique coverage needs of the stores.
Services
Having a reliable commercial insurance plan is crucial to making sure that your business is financially prepared and protected.
This is where Kapatoes Insurance Services; The Health Food Insurance Group in Warwick, RI and Lake Mary, FL comes in.
We provide exclusive insurance programs for retail health food stores, vitamin stores, and food cooperatives nationwide.
This is the bread and butter portion of our agency with over 1,000 health food stores currently in our group.
We believe that health food stores have a different insurance characteristic from a grocery store/supermarket, and we have made arrangements for this accordingly.
This is where Kapatoes Insurance Services; The Health Food Insurance Group in Warwick, RI and Lake Mary, FL comes in.
We provide exclusive insurance programs for retail health food stores, vitamin stores, and food cooperatives nationwide.
This is the bread and butter portion of our agency with over 1,000 health food stores currently in our group.
We believe that health food stores have a different insurance characteristic from a grocery store/supermarket, and we have made arrangements for this accordingly.
After insuring thousands of retail health food stores nationwide, we found out that our store owners were becoming product developers and manufacturers themselves.
This direct relationship gives us a very specific knowledge of your products.
We take pride in knowing what our Store owners are selling and helps us better understand the products you are selling.
When entering into the Product Liability Insurance Program with Kapatoes Insurance, you enter into the opportunity to network with thousands of stores.
This direct relationship gives us a very specific knowledge of your products.
We take pride in knowing what our Store owners are selling and helps us better understand the products you are selling.
When entering into the Product Liability Insurance Program with Kapatoes Insurance, you enter into the opportunity to network with thousands of stores.
Whether you're a manufacturer, wholesaler or 100% e-commerce you may be finding it difficult to find appropriate insurance coverage for your CBD Products.
Any business involved in the processing, manufacturing and selling of ingestible or topical products presents certain risks regardless if your product contains CBD or not.
At Kapatoes Insurance, our Program prides itself on staying ahead of the industry curve.
We will market and find you the appropriate Product Liability policy for your CBD Products at the most competitive cost in the insurance market.
Any business involved in the processing, manufacturing and selling of ingestible or topical products presents certain risks regardless if your product contains CBD or not.
At Kapatoes Insurance, our Program prides itself on staying ahead of the industry curve.
We will market and find you the appropriate Product Liability policy for your CBD Products at the most competitive cost in the insurance market.
With the Announcement of our Program expanding into the Distribution world, we've created one of the Nation's Largest and Exclusive Insurance Homes for our Industry.
You're already distributing products to our Health Food, Vitamin and Grocery stores around the country, now let our knowledge of the industry welcome you into a Program of thousands in the industry.
Our Program has the ability to create an insurance plan that fits your business needs.
Fill out our Distributors supplemental and let us show you a pricing indication in 24 hours!
You're already distributing products to our Health Food, Vitamin and Grocery stores around the country, now let our knowledge of the industry welcome you into a Program of thousands in the industry.
Our Program has the ability to create an insurance plan that fits your business needs.
Fill out our Distributors supplemental and let us show you a pricing indication in 24 hours!
Haven't shopped insurance in a while?
Why not shop with someone an Exclusive Program, your current agent does not have access to this!
With our exclusive carrier, we've built a policy for your store's property and liability insurance.
Still Not enough to set us apart?
Our Program acts almost as a buying group, so by having so many stores in the Program, we're able to leverage rates with our Program that no other agent can do.
On average we save our new Program Stores over 20% of their current cost, all while increasing their coverage.
Why not shop with someone an Exclusive Program, your current agent does not have access to this!
With our exclusive carrier, we've built a policy for your store's property and liability insurance.
Still Not enough to set us apart?
Our Program acts almost as a buying group, so by having so many stores in the Program, we're able to leverage rates with our Program that no other agent can do.
On average we save our new Program Stores over 20% of their current cost, all while increasing their coverage.
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